By providing your details you confirm you agree with our Terms and conditions and Privacy notice
Entrust icon 100% Secure


Sandwich Shop Insurance

Since 1990, we have provided businesses with the insurance that's right for them.

Why us?

  • Whatever type of sandwich shop or other catering facility you may own, we are able to arrange the insurance you need
  • We have been established since 1990
  • Our contact centre is based in south Wales and is ready to help you with your insurance needs
Feefo Logo
Constructaquote Feefo Star Rating

Rated out of 5
from reviews

28 years of insuring business Call Us

What is sandwich shop insurance?

If you own a sandwich shop or bakery, then your business is – quite literally – your bread and butter. Sandwich shops have seen a huge resurgence in popularity, as people shun the limp butties and baguettes in the supermarket chillers in favour of something a little more authentic or unusual. Whether you’re serving traditional sarnies or have branched out into something more exotic, you want to make sure your business is protected.

Sandwich shop insurance covers you for various eventualities, so if the worst happens you know that you’ll receive the payout you deserve and can get your business back on track as soon as possible. Whether you suffer damage to your premises, damage to equipment or injury to staff or customers, then we can see there’s a package in place which minimises the disruption and doesn’t see you out of pocket. We understand that for every day your sandwich shop isn’t trading, you’re losing custom and income. By taking out a comprehensive sandwich shop insurance package from us, you can enjoy the peace of mind which comes with knowing we’re on your side.

Who needs sandwich shop insurance?

Sandwich shops come in all shapes and sizes, but if you’re serving the lunchtime crowds then you really do need sandwich shop insurance. As a shop owner, the government requires you to have at least £5 million in employers’ liability insurance, but our packages give you a generous £10 million of cover as standard. That means that whatever happens, you have the finances behind you to cover your costs.

Sandwich shops face their own unique set of challenges which might be cause for a claim. As there’s often baking on-site, there’s always the risk of fire damage. You may also experience vandalism, floods or staff injuries, or in some cases food poisoning outbreaks beyond your control. Whatever happens, having a comprehensive insurance policy in place will help you get back on track after a disaster.

What does sandwich shop insurance cover?

We can build a sandwich shop insurance policy around you and your business needs. All our packages come with a generous £10 million employers’ liability insurance, far beyond what many other providers will offer. Take out a complete package, and we’ll cover you for risks such as fire to flood, a smashed window, staff injury and damage to property.  There are many areas of cover we can provide depending on your business’ needs.

We have almost three decades of experience in this field, working with sandwich shop owners the length and breadth of the UK. We fully understand the complexities of this market and know how much your business means to you, and any days lost after an event can lose you money and goodwill from customers. We process all claims you need to make as fast as possible, so you can get your business back on track.


  1. Since 1990, we've been helping businesses find the cover they need to stay protected
  2. UK based contact centre trained to help you with your insurance queries
  3. Flexibility to adapt your policies throughout the year
  4. Your cover can include own plant & tools, hired in plant and contract works

Read our guides

Read our FAQ's

Before insurers quote you a premium for your policy, they will first consider a number of factors…

Read More

The normal limits are £1m, £2m or £5m. This can be extended up to £10m or more if required. 

Read More

As an employer in the UK, you’ll need to protect yourself and your company against claims of negligence brought by…

Read More

If you have been working without a professional indemnity policy, we can backdate your professional indemnity insurance policy provided that…

Read More

Related Products