GET YOUR ARCHITECTS' PROFESSIONAL INDEMNITY QUOTE

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Architects professional indemnity insurance

As an architect, and member of RIBA, you'll understand the need for professional indemnity insurance all too well.

Why choose constructaquote.com?

  • Architects professional indemnity insurance from £463*
  • We have specialist knowledge and expertise involved in arranging professional indemnity insurance
  • It is something we have taken pride in delivering since 1990
  • We can help in arranging your insurance or guidance on making a claim
  • Price Match Guarantee 

*Based on an Architect rated Type 2. For a limit of indemnity of £100,000 on an Aggregate Claims made basis...

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What is architects' insurance?

Insurance for Architects offers protection to architects who offer advice to clients [deleted this sentence]. We all know mistakes happen, and if they do, an architect could be found negligent and could find themselves having to pay substantial damages to a client if sued for compensation after providing bad advice, drawings, or plans.

Professional indemnity insurance for architects is not just a safety measure for professionals protecting themselves against potential claims of negligence; it is a requirement for anyone who wishes to practice as an architect.

The Architects Registration Board, an independent public body established by Parliament in 1997 to regulate the architects’ profession in the UK, suggests in its Architect’s Code that:

You are expected to have adequate and appropriate insurance cover for you, your practice, and your employees. You should ensure that your insurance is adequate to meet a claim, whenever it is made. You are expected to maintain a minimum level of cover, including run-off cover, in accordance with the Board’s guidance.

The need for cover extends to professional work undertaken outside your main practice or employment.”


Do I need architects' cover?

Our professional indemnity insurance is designed to protect architects in the instance that a client sues for negligence as a result of bad advice. The financial damage that could come with a client’s claim could be catastrophic for a business and it may never fully recover so it is extremely important to protect yourself against liability. It is vital that you’re covered against potentially substantial financial bills, loss of business and reputational damage.

Lawyers, financial advisers, accountants, management consultants, public relations professionals and engineers are all at risk due to the ‘advice’ and ‘consultancy’ nature of their business.

At constructaquote.com, we can help you find a policy that best suits your business requirements based on the risks involved. That way, both you, your employees, and your clients can rest assured knowing your business is protected with architects’ insurance.


What does architects' insurance cover?

Even with the best of intentions and years of experience mistakes can happen. Architects’ insurance can help protect you and your clients who you have a duty of care towards the following:

Negligence on your part or a breach of your professional duty of care, statements or representation that you have made which may be shown to be negligent. Slander, libel or defamation, the infringement of others’ intellectual property rights – with the exception of patents and trade secrets. Fraud or dishonesty by current or past employees, alleged breaches of any contractual or common law obligation of confidentiality – including any invasion of privacy, and the transmission of a computer virus.

Depending on what areas of your business you need more protection for, constructaquote.com offers public liability insurance that starts with cover worth £1 million raising to £10 million depending on what you require. We appreciate that you may need flexibility in your business and our cover options adhere to this. So, if you have a fixed number of employees or would prefer to take into account your annual turnover instead, we’re ready and waiting to provide you with flexible options.

WHY CHOOSE CONSTRUCTAQUOTE.COM FOR YOUR INSURANCE COVER?

  1. Since 1990, we've been helping businesses find the cover they need to stay protected
  2. UK based contact centre trained to help you with your insurance queries
  3. Ability to obtain a policy with cover up to £10 million
  4. Flexibility to adapt your policies throughout the year

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Read our FAQ's

If you have been working without a professional indemnity policy, we can backdate your professional indemnity insurance policy provided that…



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The normal limits are £1m, £2m or £5m. This can be extended up to £10m or more if required. 



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Before insurers quote you a premium for your policy, they will first consider a number of factors…



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As an employer in the UK, you’ll need to protect yourself and your company against claims of negligence brought by…



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