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Catering Insurance

Service is very important to us, that's why all of our insurance experts receive regular training in order to treat our customers fairly.

Why us?

  • 95% of the customers who left a Feefo review, rate our service as “good” or “excellent”
  • All of our call contact centres are based in the UK
  • Employers’ liability insurance, we offer a generous £10 million of cover as standard.
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What is catering insurance?

The catering industry is one where people can really live their passion on a daily basis, and it can be an extremely versatile and varied industry. In a single day, you may find yourself assigned to a number of very different venues, with a very high staff turnover and the usage of equipment that isn't your own. In every place you are hired to work, you're exposed to a number of risks that have to be taken into account, and one important step in protecting your business is to have a solid insurance policy in place to protect your catering business. With, you can get a competitive quote on comprehensive catering insurance that takes all those risks into account, arranging quality cover with little hassle.

For mobile catering businesses, such as those using a catering trailer or van, we are able to offer cover as well. Please note, that we need to know if this is how you do business, because we may be able to include vehicle insurance for your van or trailer to cover you when you are travelling from place to place. Vehicle insurance is a separate issue, but it needs to be in place if your business revolves around your vehicle.

Who needs catering insurance?

Caterers are professionals and companies whose job is to provide food and drink at any social event or gathering of people. It is an exciting and varied line of work, but with all that excitement and variation comes risks aplenty. Risks like accidents with equipment when preparing food, or bad food causing the people who eat it to fall ill.

These risks are all inherent in the catering business, and if they happen they can result in expensive legal battles and large compensation fines. These incidents can happen to anyone who works as a caterer, so if you are in that business then catering insurance is there to protect you financially against the myriad of things that can go wrong.

What does catering insurance cover?

The protection needed by your business depends on the type of catering you do and the way you do it. Many catering businesses are sole traders running a humble food stall, while others are larger operations handling big events and employing a sizeable team to keep up with the demand. A catering insurance policy will always include public liability insurance to help protect against the costs incurred when someone is injured or made ill by your work, or when property is damaged and you are liable for it. There may also be employers' liability insurance, which is a mandatory requirement if you have any employees, casual workers, contractors or temporary staff on board.

At, we've been in business since 1990, offering quality cover to thousands of professional tradespeople in a wide range of industries. We can arrange the perfect cover for your business, and all you need to do to get started is fill out our short online form to receive a competitive quote for your cover. Alternatively, you can call us on 08081 68 68 68 and we can get things going over the phone.


  1. Since 1990, we've been helping businesses find the cover they need to stay protected
  2. UK based contact centre trained to help you with your insurance queries
  3. Ability to obtain a policy with cover up to £10 million
  4. Flexibility to adapt your policies throughout the year

Read our guides

Read our FAQ's

The normal limits are £1m, £2m or £5m. This can be extended up to £10m or more if required. 

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Before insurers quote you a premium for your policy, they will first consider a number of factors…

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As an employer in the UK, you’ll need to protect yourself and your company against claims of negligence brought by…

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If you have been working without a professional indemnity policy, we can backdate your professional indemnity insurance policy provided that…

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