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Kebab shop insurance

We are the small business insurance specialists, servicing thousands of businesses every year.

Why us?

  • We are specialists in insuring kebab shops and takeaways
  • Our business has been established since 1990
  • Our call contact centres are all UK-based
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What is kebab shop insurance?

Insurance for Kebab shops is designed to cover the unique set of issues, hazards and pitfalls that come with running a fast-food restaurant or takeaway/delivery service. While running a kebab shop often brings interesting conversation, close-knit community ties and plenty of footfall, there are also lots of challenges faced when it comes to preparing or selling hot food.

For example, you may experience food safety issues and equipment failure which are all part and parcel of the everyday lives of kebab shop owners, and shop insurance is the best possible way to protect your business against the potential cost of having to pay compensation as a result of illness or injury experienced by customers.  You can also cover your business for loss of or damage to your equipment.

Who needs kebab shop insurance?

All businesses which offer fast food such as kebabs, burgers, pizzas and chicken to consumers should consider taking out a relevant insurance policy to cover them in the event of any issues. The average kebab shop is a hotbed of activity, particularly during late nights and weekends.
Therefore, the risk of injury to customers is largely increased.

For example, when an employee mops the floor after a food spillage, and neglects to put out adequate signage to highlight the hazards of the wet floor, a customer could slip and seek compensation for their injuries. Would you be able to financially compensate that person without shop insurance? In situations like this, the right policy is imperative when it comes to protecting your livelihood.

What comes with kebab shops insurance?

The type of policy you take out will dictate what is covered. For example, public liability insurance would ensure that your business is protected when it comes to claims of compensation due to an injury sustained on your premises (for example, if somebody slipped and fell while ordering food). Some insurance policies may cover instances of food poisoning caused by inadequate food preparation, although you should always go over what a policy does (and crucially what it doesn’t) cover with a prospective insurer before proceeding. This way, you’ll have a full understanding of what protections your kebab shop insurance affords you.

If you employ staff, by law your kebab shop insurance should include employers' liability insurance. Employers' liability insurance is designed to protect your business against claims for compensation made by employees who have become injured or ill as a result of working at your premises. This form of insurance is mandatory for all businesses who employ people, even if staff are only working on a temporary or ad-hoc basis.


  1. Since 1990, we've been helping businesses find the cover they need to stay protected
  2. UK based contact centre trained to help you with your insurance queries
  3. Ability to obtain a policy with cover up to £10 million
  4. Flexibility to adapt your policies throughout the year

Read our guides

Read our FAQ's

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The normal limits are £1m, £2m or £5m. This can be extended up to £10m or more if required. 

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Before insurers quote you a premium for your policy, they will first consider a number of factors…

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