Small van insurance

We understand the types of risks your business may take on a daily basis.


Why us?

  • Specialist commercial van broker service and experience
  • Option to cover for hire and reward
  • Large panel of insurers with optional extras for you and your business
  • Dedicated customer support with a UK based contact centre
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What is small van insurance?

For many self-employed tradespeople or business owners, a small van is a requirement of the job, allowing the transport of work materials and tools from job-to-job with ease. When it comes to protecting that vital work asset, small van insurance is what you need to ensure you can continue to do the job day in, day out.

Small van insurance is devised for small businesses and sole traders that use small vans as part of their business requirements. Protecting your van against accidental damage to theft is vital to many small businesses to keep the work ticking over. Using the correct level of cover can ensure that, should the worst happen, you’ve got the back-up to keep going.

constructaquote.com offers third-party and comprehensive insurance options perfectly suited to small van owners, allowing them to get on their feet quicker should the worst occur and to provide peace of mind in any circumstance. For a small business owner, that protection is vital.

Who needs small van insurance?

If you require the use of a small van to work, whether you’re an electrician, construction worker, plumber or any other trade worker, then you need small van insurance in place. Third-party cover is required by law for any driver, but when it comes to your livelihood, the more protection, the better. Anyone that uses a small van for their work should be adequately covered to ensure their business can stay on track even in the worst of circumstances.

Depending on your exact job requirements and vehicle value, there is a range of different options available to suit your business requirements. Whatever you use your small van for, having the best cover can go a long way to ensuring your business is protected in the long-run.

What does small van insurance cover?

Small van insurance can cover you from the necessary legal requirements of third-party cover for damage or injury through to more comprehensive cover, the amount of protection you want can be as versatile as your business itself. The newer your vehicle, the more likely you should invest in higher levels of insurance, to ensure your investment is covered in the event of accident, theft, or damage.

With comprehensive cover for small vans, loss or damage is included as standard, as well as protection for both theft and fire. If your van is put out of action by an incident or event, then you want to get up and running again as quickly as possible. With comprehensive insurance, everything is covered – and a rental vehicle can even be included in replacement so you can continue to work as usual.

For small van insurance that’s suited to your needs, constructaquote.com has it all. From third-party cover to full coverage insurance plans, we've got something for everyone. Whatever your business requirements, keeping your small van on the road is a must; and we can offer that peace of mind.


  1. Since 1990, we've been helping businesses find the cover they need to stay protected
  2. UK based contact centre trained to help you with your insurance queries
  3. Specialist commercial van broker service and experience
  4. Option to cover for hire and reward

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Read our FAQ's

These include:

  • Micro/Small/Light – used to carry small loads or deliveries. The front end is similar to a car, but with a van back, and sometimes with a raised roof.
  • Medium/Panel – van derivative of a car, looks like the van equivalent with the back windows filled. Load area and cab are joined.
  • Large/Box – similar shape to the medium vans with a larger carrying capacity, load area is segregated from the cab.
  • Pick-up – cab with an open back, where the load is uncovered.

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Yes, breakdown cover can be arranged please call 08081 68 68 68 to get a quote.

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Yes, our insurers have specific insurance policies set up designed for couriers. In addition, we can also provide goods in transit cover to give you total peace of mind. 

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When quoting for there are some slight differences as insurers have to include some of the following added risks:

  • The total weight of the loaded vehicle.
  • The size, type or nature of the contents carried i.e. hazardous load.
  • Modifications such as lifting ramps.
  • Ownership of the contents within i.e. do the goods belong to the vehicle owner?

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