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Business van insurance

If you treasure your Transit, getting the right business van insurance is essential.

Why choose us?

  • Specialist commercial van broker service and experience
  • Option to cover for hire and reward
  • Large panel of insurers with optional extras for you and your business
  • Dedicated customer support with a UK based contact centre
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Very professional and prompt service. Quotations presented were very competitive. Support staff were excellent, would thoroughly recommend.

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Insurance for business van

Could you imagine any tradesman or business in the building trades coping without the ubiquitous van – whether it’s use for transporting you and your employees to the sites on which you are working, collecting materials and supplies, or even used for transporting your customers’ goods, that van is likely to be indispensable.

To call it a multi-purpose vehicle is probably a gross understatement – your van is likely to act at various times as your office, your storage space and the lifeline you need to make your living. You need it to be on the road constantly, you need it to be ready for action at any time and you need it to be fully protected.

So, if you treasure your Transit, getting the right business van insurance is essential. It’s essential because the law requires that you have it – and like any good, responsible business, you want to stay on the right side of the law. But insurance is also essential for protecting one of the central assets of your entire business from loss or damage – repairing or replacing a van at the cost of the business is something you may wish to avoid.

Keeping it on the road is quite literally one of the ways to keep the wheels of your business turning.

The importance of business van insurance underlined

The law imposes stiff penalties if you are the keeper of a vehicle that does not have the legal minimum of third party insurance. If that vehicle is being driven whilst uninsured, the penalties are even stiffer.

What level of cover do I need?

Meeting the legal minimum may keep you the right side of the law, but is going to do little to protect your van against a whole range of other risks. Third party, fire and theft, offers a further level of protection, of course, comprehensive cover may be needed to safeguard such an important business asset.

It is also worth remembering that although it might seem logical for lower levels of motor insurance to cost less in terms of the premiums you need to pay, comprehensive insurance provides much greater cover.

There are a number of other considerations you might want to keep in mind when arranging your business van insurance:

Excess

No claims discount

Business use

Drivers

Reviewing your van insurance

All in all, therefore, it is important to get your business van insurance right – and here at constructaquote.com, we can help you to do just that. Why not contact us today to see how we can help with your business insurance needs?

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