OUR INSURERS

Business van insurance

If you treasure your Transit, getting the right business van insurance is essential.

Why choose us?

  • Specialist commercial van broker service and experience
  • Option to cover for hire and reward
  • Large panel of insurers with optional extras for you and your business
  • Dedicated customer support with a UK based contact centre
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What is business van insurance?

Your business van is possibly one of your most important assets as a tradesperson. Business van insurance can give you the right level of cover you’re looking for. So if the worst were to happen, you can take comfort in the knowledge that you are covered.


We understand that your van is more than just a means of getting from A to B. For many professionals, their business van acts as an extension of their office – it enables you to collect materials for your work, transport your tools, move staff between jobs and it also acts as extra advertising.

No tradesperson can afford to be without their form of transport, so taking out comprehensive business van insurance makes sense. We help you find insurance packages which cover a whole range of risks, including Comprehensive, Fire & Theft and Third Party only. By taking out a business van insurance package, you minimise the amount of time your transit is out of action should the worse happen.


What does business van insurance cover?

While taking out a lower level of coverage might seem cheaper at first glance, it may not cover the elements you care about most. If you wish to cover more elements of your van, then you can choose a comprehensive motor insurance package cover instead.

Comprehensive cover gives you added peace of mind that you and your vehicle will be taken care of. We can help you find a policy that can get you working again as soon as possible.

We can help you find the cover that best suits your business needs. We can help insure different types of vans from the micro vans all the way to large box and pick up. We're here to help you find what you need.


Who needs business van insurance?

Vehicle insurance is a legal requirement, and all drivers need the legal minimum of third party insurance. If you drive an uninsured vehicle, the penalties can be extremely heavy and you could risk points on your licence, an unlimited fine, or disqualification.

Not only does driving an uninsured vehicle put your licence at risk, but it also endangers the public, you and your employees. Comprehensive business van insurance means you can drive legally and safely, without having to worry about how you will cover your expenses if your vehicle is involved in an accident or deliberately targeted.

Anyone who uses a vehicle for their work should seriously consider the broadest insurance package because you never know what life will throw at you. For safety and peace of mind, comprehensive business van insurance is a must.

WHY CHOOSE CONSTRUCTAQUOTE.COM FOR YOUR BUSINESS VAN INSURANCE?

  1. Since 1990, we've been helping businesses find the cover they need to stay protected
  2. UK based contact centre trained to help you with your insurance queries
  3. Specialist commercial van broker service and experience
  4. Option to cover for hire and reward

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Read our FAQ's

These include:

  • Micro/Small/Light – used to carry small loads or deliveries. The front end is similar to a car, but with a van back, and sometimes with a raised roof.
  • Medium/Panel – van derivative of a car, looks like the van equivalent with the back windows filled. Load area and cab are joined.
  • Large/Box – similar shape to the medium vans with a larger carrying capacity, load area is segregated from the cab.
  • Pick-up – cab with an open back, where the load is uncovered.


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Yes, breakdown cover can be arranged please call 08081 68 68 68 to get a quote.



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Yes, our insurers have specific insurance policies set up designed for couriers. In addition, we can also provide goods in transit cover to give you total peace of mind. 



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When quoting for there are some slight differences as insurers have to include some of the following added risks:

  • The total weight of the loaded vehicle.
  • The size, type or nature of the contents carried i.e. hazardous load.
  • Modifications such as lifting ramps.
  • Ownership of the contents within i.e. do the goods belong to the vehicle owner?


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