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Plasterers’ insurance allows you to pick the type of insurance cover that best suit your work. You have the ability to get public liability, employees’ liability and add contractors all risk in one easy place. Cover your business for the things you care about most.
Plastering can have some dangerous risks attached to it due to the busy nature of your profession. It doesn’t take much for one to happen – you’ve spilt water or wet plaster and caused costly damage to property, you could have left tools out which a third party can trip or injure themselves on.
Plasterers’ insurance typically includes a safeguard called public liability insurance which can settle the amount of compensation you may be ordered to pay and, so, saves that expense falling on the fragile earnings of your business.
You can even add contractors all risk to cover your tools and equipment that you use on multiple sites. At constructaquote.com, we want to help you find the cover that covers you for what you care about.
Plasters’ insurance comes with public liability insurance. This type of policy covers third party property damage and injury with £1 million liability cover as standard. This allows you to give your customers confidence that if it all goes wrong, they are covered if they have to claim compensation.
Each business is different and it is precisely why you have the ability to get all the cover you care about as an addition in your plasterers’ insurance cover. You have the ability to add employees’ liability insurance which covers your businesses employees if they become sick or injured due to their work. This is a legal requirement to obtain if you have employees
You can also add different types of insurance such as van, tool, professional indemnity, goods in transit and much more. At constructaquote.com, we care about helping you find the cover that best suits your business.
If you employ anyone else to help run your plasterers business – whether they are paid or not and whether they are working onsite as a plasterer or in a backroom role performing some administrative function – you have a legal obligation to hold a minimum of £5 million employers’ liability insurance. The legal requirement is there to make sure that you have sufficient funds to meet a claim against you made by any employee who is injured or suffers an illness or long-term medical condition because of the work they have been doing for you.
At constructaquote.com, we can add employees’ liability insurance to your plasterers’ insurance policy to get you covered in one simple and easy place.
The normal limits are £1m, £2m or £5m. This can be extended up to £10m or more if required.
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