By providing your details you confirm you agree with our Terms and conditions and Privacy notice
Entrust icon 100% Secure


Estate agents professional indemnity insurance

As an estate agent, you and your employees will be dealing with contracts on a regular basis and therefore the exposure to such claims are quite high.

Why choose

  • Engineers professional indemnity insurance from £211*
  • We are industry specialists, helping businesses with their insurance needs since 1990
  • Our estate agents insurance offers cover to suit the needs of your business
  • We are a UK based broker working with some of the leading insurers
  • Price Match Guarantee

*Based on an Estate Agent rated Type 9. For a limit of indemnity of £100,000 on an Aggregate Claims made basis...

Read more
Feefo Logo
Constructaquote Feefo Star Rating

Rated out of 5
from reviews

28 years of insuring business Call Us

What is estate agents' insurance?

As an estate agent, you’re committed to delivering the best results to the clients you serve and seeing they’re happy with the results you deliver. Sometimes, however, you might encounter someone who is less than satisfied with the service you’ve provided, whether unfounded or not.  If they think you’ve been negligent in your professional duties, they may decide to sue you for financial compensation – for some firms, that can be ruinous. 

For that reason, it pays to take out estate agent insurance, to see you’re covered if the worst happens. Being insured means you’re protected should you be sued, or should you need to take someone to court for slander, libel, or defamation which tarnishes your brand and reputation. It can also cover you for fraudulent or criminal activities carried out by your own staff. Protecting your business is vital and having estate agents' insurance gives you that extra peace of mind. By taking out an insurance package from us, you know we’ve got your back no matter what happens.

Who needs estate agents' insurance?

Unless you’re a member of The Association of Residential Letting Agents (ARLA) or The National Association of Estate Agents (NAEA), you don’t need estate agents' insurance by law. It is, however, a sensible option, because you never know what’s around the corner and unexpected expenses can break a business.

Legal fees, paying for damages and taking former employees to court can all be extremely costly, but by having a comprehensive insurance package in place means you know you’re covered for every eventuality. If you own or rent business premises, you’d typically need to have a minimum of Public Liability insurance, but we can extend that basic cover to ensure your business is fully protected.  For example, if you employ anyone, you are required by law to have employers' liability insurance which we here at can easily arrange for you.

What does estate agents' insurance cover?

That depends on how many extras you want to add on to your basic cover. At the very least you need to have Public Liability and Employers’ Liability insurance, to protect your staff and customers. On top of that you can add Professional Indemnity (PI) insurance, which adds that extra level of protection. PI insurance can cover paying legal fees regardless of whether you win or lose a case, and paying for damages in case you are successfully sued.

It can cover your costs if you are taken to court by someone claiming you have been negligent or given them poor service which has resulted in financial loss. It can also cover legal expenses should you need to take a former employee to court for dishonesty, fraud or more serious criminal activities which harm your agency. As in any profession, you never know what is about to be thrown your way. Having a comprehensive estate agents' insurance policy in place means you’re cushioned from some of those nasty and costly shocks.



  1. Flexibility to adapt your policies throughout the year
  2. Ability to obtain a policy with cover up to £10 million
  3. UK based contact centre trained to help you with your insurance queries
  4. Since 1990, we've been helping businesses find the cover they need to stay protected

Read our blogs

Read our FAQ's

The normal limits are £1m, £2m or £5m. This can be extended up to £10m or more if required. 

Read More

Before insurers quote you a premium for your policy, they will first consider a number of factors…

Read More

As an employer in the UK, you’ll need to protect yourself and your company against claims of negligence brought by…

Read More

If you have been working without a professional indemnity policy, we can backdate your professional indemnity insurance policy provided that…

Read More

Related Products