Guarantee to Beat | Terms and Conditions


In order to qualify Guarantee to Beat offer, there are some terms and conditions you need to understand and agree to first.

  • If you have more than 10 employees you will not qualify for this offer
  • Your quote must provide cover on an equivalent basis to ours.
  • You may be asked to send us proof of your valid quote or current renewal documentation detailing cover and premium.
  • Only applicable to Small Business & Consultants, Tradesman Liability & Professional Indemnity policies.
  • Subject to Qualifying criteria.
  • This is an introductory offer.
  • We reserve the right to withdraw this promotion at any time without notice.



  • Risk must meet profile acceptability for our primary insurance panel
  • No Claims within last 5 years
  • Any discount of over 25% on screen rate requires proof of alternative quotation from customer