FAQs - Van Insurance

19/09/2017 16:33:29

At constructaquote.com, we try to answer any questions you might have about the products and services we provide. 

If you find that your question is not answered below, please don't hesitate to contact us direct by using the number at the top of this page, by submitting an enquiry form on the Contact Us page, or by getting us to call you via our 'call back' option.

Why take out van cover with constructaquote.com?

It’s a legal requirement for you to have insurance cover for your van or commercial vehicles but the levels & cost of this cover are varied. So how can you be sure that you strike the right cost/cover balance when purchasing a van policy?

constructaquote.com provides a range of competitive quotes from a panel of well-known insurers that are tailored to your requirements. Our van insurance quotes are presented in a clear and simple format, enabling you to easily select which policy is right for you.

For some of our customers, the level of cover chosen may extend far beyond the minimum legal requirements. constructaquote.com can quickly eliminate the guess-work and our commercial vehicle specialists work quickly to answer your queries and provide you with up-to-date information.

So whatever type of van you own, there’s a cost-effective commercial vehicle policy available through constructaquote.com. 

What type of vans do your policies cover?

These include:

Micro/Small/Light – used to carry small loads or deliveries. Front end is similar to a car, but with a van back, and sometimes with a raised roof

Medium/Panel – van derivative of car, looks like the van equivalent with the back windows filled. Load area and cab are joined

Large/Box – similar shape to the medium vans with a larger carrying capacity, load area is segregated from the cab

Pick-up – cab with an open back, where the load is uncovered 

Do insurance companies work out the cost of van and car insurance the same way?

When quoting for there are some slight differences as insurers have to include some of the following added risks:

The total weight of the loaded vehicle

The size, type or nature of the contents carried i.e. hazardous load

Modifications such as lifting ramps

Ownership of the contents within i.e. do the goods belong to the vehicle owner?

Do you offer breakdown cover?

Yes, breakdown cover can be arranged please call 08081 68 68 68 to get a quote.

Do your policies cover more than one vehicle?

You obtain a quote for as many individual vans as you wish, but if you have three vehicles or more you would benefit from taking out a fleet policy.

Can you provide insurance cover for couriers?

Yes, our insurers have specific insurance policies set up designed for couriers. In addition, we can also provide goods in transit cover to give you total peace of mind. 

How do I get a commercial vehicle policy?

Simply provide us with your details via our online form and we'll obtain a quotation tailored to your needs. We search our panel of insurers to find you our best deals. Quotes are available for commercial and transit vans, as well as for more specific models and camper vans.

You can also call our UK based sales team free on 08081 686868.