FAQs - Restaurant Insurance

19/09/2017 16:33:28

At constructaquote.com, we try to answer any questions you might have about the products and services we provide. 

If you find that your question is not answered below, please don't hesitate to contact us direct by using the number at the top of this page, by submitting an enquiry form on the Contact Us page, or by getting us to call you via our 'call back' option.

Why do I need restaurant insurance?

Life can be very hectic running a restaurant or takeaway business, without having to worry about your business insurance cover. With a constructaquote restaurant insurance quote, we’ll compare quotes from a range of UK insurance companies for you, saving you time and effort. We only work with reputable insurers so you can rest assured your business insurance is in safe hands. 

constructaquote.com restaurant insurance policies include fantastic benefits so you can concentrate on running your business knowing that you have the necessary insurance cover in place.

What types of licensed trade establishments are covered?

A restaurant insurance policy through constructaquote can cover all types of establishments, including:

Café Insurance

Fish and chip shops Insurance

Kebab shop Insurance

Indian restaurants Insurance

Chinese restaurants Insurance

Italian restaurants Insurance

Thai restaurants Insurance  

Takeaways Insurance

Fast food outlets Insurance

Sandwich shop Insurance

Bistros Insurance

Burger bar Insurance

Pizza shop (Pizzeria) Insurance

Plus many more. 

 

What is the money coverage benefit and how does it apply?

When operating a restaurant it is likely that you will have large sums of money on the premises at certain times. With this in mind, included with your restaurant insurance policy is cover for:

Money stored overnight in a safe at your establishment

Money in transit to the bank

Money whilst in business hours

constructaquote quotes will insure these sums of money from £2,500 upwards. 

What is glass coverage?

The glass coverage refers to your front of house glass.

What is business interruption insurance?

Business interruption insurance covers your business against those losses that occur following an insured loss. If your business was interrupted due to an insured risk (such as a fire), business interruption insurance could pay for your loss of earnings or additional costs for this period.

How do I get a policy?

To obtain a restaurant insurance policy, please fill out our simple quote form and one of our dedicated restaurant insurance account handlers will be in touch as soon as possible to discuss your business’ requirements and tailor a restaurant insurance policy accordingly. Alternatively call our UK based team on 08081 686868.