What is computer support insurance?
Computer support can involve working with lots of sensitive data and expensive equipment. With the complicated nature computer support can offer, mistakes can be made but if the damage causes financial loss from property, data breach or loss of business, you can be held liable and left with legal fees and compensation to pay for.
Computer support insurance can offer you different kinds of cover from physical damage caused to equipment or third parties. A claim can also be brought against you if your specialist work fails to meet a professional standard. Protecting yourself can allow you to focus on your work, with the knowledge that your business is covered.
Public liability insurance
Let’s say you’re working on site in a server room and you cause damage to their equipment, or a third party hurts themselves due to your actions, you can be held liable. This is where public liability insurance comes in, if a third party client or member of the public needs to place a claim against you due to your work, your policy can help protect you from legal costs and compensation and fees you might have to pay. We can even offer you up to £10 million of public liability cover.
We can even help you find cover for legal costs that you may need to pay if you win the case, allowing you to keep your finances working for the business.
Professional indemnity insurance
If your business provides a professional service but fails to live up to the expected standard, you can be held liable if the client is unhappy or is left with a financial loss. They can even take you to court for negligence.
Without professional indemnity insurance then you can find yourself in trouble both financially and professionally. Professional indemnity has the ability to cover:
- Negligence of professional duty
- Misstatement, slander or defamation
- Copyright infringement
- Breach of confidentiality
- Employee dishonesty
We can even offer a retroactive date policy with an insurer that can provide cover for work that happened before your policy with them started.
Cyber attacks are increasing with large attacks on businesses occurring in the media frequently, but small to medium businesses are one of the most common and easiest cyber event targets due to weaker defences. When working in computer support, you have access to computers, networks and highly sensitive data, which means that your systems could possibly be affected by the cyber attack on your client's system. Utilising cyber insurance can be key to your business in protecting yourself from large costs due to a data breach, hack or other cyber events.
Constructaquote.com can help you find you a policy that covers cyber liability claims, business loss, hardware and data corruption, you’ll even have access to expert advice and support from legal, forensic, IT and media relation professionals.
How do I get a quote for computer support insurance?
To find out how computer support insurance can support your business, and for a no-obligation quote, please contact us today.