As a music teacher, whether you are self-employed or employed, you may still typically need insurance to protect your instruments against the unexpected. But are you aware how important it is to protect yourself against claims for loss or damage too, with teachers public liability insurance?
Just imagine you are teaching a child at their home and someone falls over your cello case and down the stairs, injuring themselves badly. You could not only face a court case with the associated legal fees, but, if you lose your case, you will have to find the money for any awarded compensation costs.
Liability insurance is typically designed to cover these costs for you (up to pre-agreed limits) - without it you would have to find the money yourself.
Consider this: With liability claims typically running in to thousands of pounds (and in some cases, even millions of pounds), would you be able to:
- Afford to pay the awards against you if you lost the case?
- Meet your legal fees (and those of the claimant if you lose the case)?
- Spend time away from work defending yourself against the allegations?
- Work again, having had your reputation challenged?
Teachers liability insurance is designed to step in and protect you from the legal costs and financial claims associated with a court case against you, protecting your finances and your reputation.
At constructaquote.com we offer what we believe is competitively priced music teachers insurance that offers comprehensive cover, so you can concentrate on your music and not worry about the unexpected.
Why choose constructaquote.com for your teachers liability insurance?
- We offer expert help and specialist advice so you can find the most cost-effective and appropriate cover for your business
- All our staff our UK based
- You can get a quick quote and buy music teachers insurance online in just a few minutes
Who needs music teacher insurance?
If you teach music, then, typically you may need teachers liability insurance. In fact, if you work for someone, such as a local authority, your employer may require that you have public liability insurance for teachers. Even if you are self-employed, typically you may need this cover in order to protect yourself before you perform or teach.
What does music teachers insurance cover?
When you teach, whether at a school, in your home or at someone else’s home, you are dealing with members of the public on a regular basis including students and parents.
Music teachers liability insurance can protect you in the event a member of the public becomes injured or their property becomes damaged due to you carrying out your business activities.
This is particularly important if you are self-employed, as this would make you liable for any claims. And, as mentioned above, if a claim were upheld, you would be liable to pay compensation, damages and legal fees, typically running in to hundreds of thousands of pounds at the very least.
Not only could this see an end to your business and your good reputation, but could see you lose everything.
That is why music teachers public liability insurance offers essential cover for business owners, the self-employed, and those who come into regular contact with the public as part of their working life.
A public liability policy is designed to cover you against claims for personal injury, death and damage to property arising from your work.
Get a teachers public liability insurance quote online
Many organisations require that teachers and musicians have their own public liability insurance so that any injury, damage or loss caused is adequately covered.
Being able to say that you have music teachers public liability insurance isn’t just about having peace of mind, it marks you out as a professional who is serious about their business.
At constructaquote.com, we understand that as a busy teacher, time and money is important and so we work hard to help you find the most appropriate cover at an attractive price.
Not only that, but our music teacher public liability insurance cover can give you the protection you need and at a price that is competitive. With constructaquote.com, you only pay for what you need!
You can easily get a music teachers quote online in just a few minutes from us, giving you the peace of mind that your bases are covered and leaving you free to concentrate on getting your students to hit the right note.