FAQs - Small Business Insurance

03/07/2018 14:22:22

FAQs - Small Business Insurance

At constructaquote.com, we try to answer any questions you might have about the products and services we provide. 

If you find that your question is not answered below, please don't hesitate to contact us direct by using the number at the top of this page, by submitting an enquiry form on the Contact Us page, or by getting us to call you via our 'call back' option.

Why do I need small business insurance?

The small business insurance policy is designed to provide public liability insurance for small businesses. With your small business liability insurance quote is an option to add employers’ liability insurance, which will protect you against injury claims from employees.

What businesses are covered under a small business insurance policy?

The small business policy is designed to provide basic insurance for small businesses such as: 

What insurers offer this policy?

We can offer small business insurance from a panel of top UK insurers, including:

What is public liability insurance?

Public liability is designed to protect you against the financial loss of damages to or from members of the public (non-employees) as a result of negligence on behalf of you or your company. Liability insurance is part of the small business insurance package from constructaquote.com.

What is employers' liability insurance?

Employers' liability is a legal liability to pay damages to an employee if they suffer bodily injury, illness or disease during the course of their employment. 

How do I know if I need employers' liability?

It is a legal requirement to have employers’ liability if you employ any members of staff. This includes temporary workers and trainees. You can find out more in our guide.

How do I get a policy?

At constructaquote.com’s online quote comparison facility means that you simply enter your details once and our panel of insurers will provide competitive small business insurance quotes for you to select from.

Alternatively, our UK sales team are available free on 08081 68 68 68 to answer any questions and find the right policy for you.