By providing your details you confirm you agree with our Terms and conditions and Privacy notice
Entrust icon 100% Secure


Air Conditioning

We offer insurance for different trades including air conditioning repair and installation

Why us?

  • We give you online access to your insurance information
  • We arrange and service over thousands of policies a year
  • Established since 1990
Feefo Logo
Constructaquote Feefo Star Rating

Rated 4.8 out of 5
from 1387 reviews

28 years of insuring business Call Us

What is air conditioning engineer insurance?

Air conditioning engineer insurance (HVAC) allows you to pick the types of policies that best suit your business needs. From public liability, professional indemnity, contractors all risk and more.

Every business is different. If you’re a technician or contractor working for a company, client or even a homeowner then you know the dangers and risks that your business faces. Allowing you to know the risks you want covered with HVAC business insurance.

With the HVAC equipment you use, it’s very easy to have a very dangerous accident happen. This could be third-party property damage, injury to an employee, client, or member of the public. Air conditioning insurance is there to keep your business protected from the financial cost of a claim due to an accident.

Every business has different needs and risks, so the policy you wish to arrange needs to meet the requirements of your particular business. With our knowledge, we can help you find the policy that best suits you at a competitive rate.

What does HVAC insurance include?

Bathroom installation insurance can cover various elements of you business, for instance:

Public liability insurance is a very common type of insurance that can cover your business for third party injury and property damage. For example if you accidentally cause water damage to the property then the client can sue you for compensation. Public liability can keep you protected by covering costs of compensation and legal fees. We offer £1 million of liability cover as standard, so you can feel confident knowing your business is protected.

Contractors all risk insurance allows you to protect the tools you work with, the plant, and the materials required to get the job done. These can come with a high cost to your business, so when you protect yourself, it can help save a lot of money if something goes wrong.

Do I need air conditioning engineer insurance?

Employees’ liability insurance is a legal requirement if you have any employees in your business. Without a minimum of £5 million of liability cover, you can face steep daily fines.  

Public liability is one of the most common insurances that businesses purchase. As you have taken on a duty of care towards anyone who might come into contact with your work. This can be customers or members of the public, you owe them a duty of care and if you break this, they can sue you for compensation.

We can also help you find contractors’ all risk insurance that can cover your tools, plant, and materials. The risks may be many and varied – ranging from fire, floods, storms, malicious damage, vandalism and theft. Contractors all risk insurance is designed to protect you against all such risks and more.

At, we can help you find the insurance policy you want, jargon-free, with the things you care about most covered.


  1. UK based contact centre trained to help you with your insurance queries
  2. Since 1990, we've been helping businesses find the cover they need to stay protected
  3. Flexibility to adapt your policies throughout the year
  4. Your cover can include own plant & tools, hired in plant and contract works

Read our guides

Read our FAQ's

The normal limits are £1m, £2m or £5m. This can be extended up to £10m or more if required. 

Read More

Before insurers quote you a premium for your policy, they will first consider a number of factors…

Read More

If you have been working without a professional indemnity policy, we can backdate your professional indemnity insurance policy provided that…

Read More

As an employer in the UK, you’ll need to protect yourself and your company against claims of negligence brought by…

Read More

Related Products