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Professional Indemnity Insurance, who's it for? Well...
Consultants, Developers, Architects, Graphic Designers, Writers, basically, anyone that gives a specialist service, or gives advice.
Now we all make mistakes, it's only human but if you've made a recommendation as a professional, and that comes at a financial loss, You could be held liable.
And if you work in I.T. as a developer, and create software that damages the network or introduces a virus.
You could be held liable.
Graphic designers also have a similar issue, where if you make a company logo that rips off someone else's copyright, as you were the one that designed it,
guess what, you'd be held liable.
Professional Indemnity insurance could actually protect you from claims such as:
Negligence, Misrepresentation Defamation Copyright Infringement, Employee Dishonesty, and Accidental Virus Transmission.
Some clients may even request that you have Professional Indemnity insurance before you start working with them.
That way, worse comes to worse you still have a business to go back to when all is said and done.
At constructaquote, we can offer you cover of up to £5 million. So check out our website, to see what we can offer you.
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Simple and quick. Suits me.
Mr David Hyde
David Hyde Consulting
Professional indemnity insurance – sometimes called PI insurance – is a specialist insurance designed to give financial protection in the event that a customer sues you due to recommendations or services that you have provided which has lost them money.
No matter how experienced and professional you are in your role, nor how qualified and dedicated your staff may be, sometimes mistakes do happen that leaves a client unhappy and taking your firm to court for negligence.
If this happens to you and you do not have professional indemnity insurance, then the implications on your business could be huge, both financially and professionally. With cover of up to £5 million available, criminal defence prosecution costs covered, and compensation defence costs, you know that we have you protected.