Shop Insurance - Compare shop insurance

Key Benefits

  • Shop insurance - Compare retail insurance for your business - Get an online quote in minutes
  • Unique policies - Our policies are only available through constructaquote.com
  • Employers liability insurance - As a retail employer this is essential cover
  • Employee dishonesty - We include this cover as standard
  • Business interruption insurance – Cover up to £1 million
  • Shop buildings insurance – Cover available up to £1.5 million for disruption to your retail business
  • Stock and contents insurance – Cover up to £500,000 for your retail stock 
  • 24hr help-lines - Business emergency assistance and advice (UK based)
  • Flexible cover - Quotes can be adjusted to include the cover important to your shop business:
    • Frozen goods
    • Legal expenses
    • Goods in transit
  • For more benefits see our Shop Further benefits page
Shop Insurance

Testimonials

“Very good and supportive company. Won’t be moving insurance companies anytime soon”

BH-W, Wickford

“Over the moon with my commercial insurance. Great value for money – will be recommending Constructaquote.com to my business colleagues”

RA, Norwich

Testimonials are not necessarily from clients who purchased this particular product

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Retail and Shop Insurance - Frequently Asked Questions

Why do I need shop insurance?

Shop Insurance ensures complete peace of mind for your retail business. Within your shop insurance quote we can include public and employers liability cover which will protect you against injury claims to members of your staff or the public entering your establishment.

How do I get a policy?

Constructaquote.com’s online quote comparison facility means that you simply enter your details once and our panel of insurers will provide competitive retail & shop insurance quotes for you to select from.

What is business interruption insurance?

Included within your shop insurance quote is business interruption insurance. Business interruption covers your retail business against those losses that occur following an insured loss. For example, if your retail business suffered a major fire and you couldn't trade, business interruption insurance could pay for your lost earnings or additional costs whilst you cannot trade.  For many shopkeepers, this is an essential part of their retail insurance package.

What is public liability?

Public liability is a legal liability to pay damages consequent upon bodily injury, illness or disease sustained by any other person, other than employees, or loss of or damage to their property caused by the contractor.   This is included in your shop insurance package with constructaquote.com.

What is employers liability insurance?

Employers liability insurance is a legal liability to pay damages consequent upon bodily injury, illness or disease sustained by any employee in the course of their employment.  You can include cover to protect your business from your liability to your employees as part of your retail insurance.

What establishments are covered?

Shop insurance / retail insurance quotes are available for a wide range of UK businesses and Constructaquote.com has special policies for:
  • Florist insurance
  • Hairdresser insurance
  • Bakery insurance
  • Butcher insurance
  • Franchise insurance
  • Newsagent insurance
  • General Store insurance
For more FAQs see our Shop Further FAQs Page

Constructaquote.com is a trading title of Moorhouse Group Ltd which is authorised and regulated by the Financial Services Authority. The Financial Services Authority's Register can be accessed through http://www.fsa.gov.uk/register Reg No 308035.