Retail and Shop Insurance - Frequently Asked Questions
Why do I need shop insurance?
Shop Insurance ensures complete peace of mind for your retail business. Within your shop insurance quote we can include public and employers liability cover, which will protect you against injury claims of members of your staff or the public entering your establishment.
How do I get a policy?
Constructaquote.com’s online quote comparison facility means that you simply enter your details once and our panel of insurers will provide competitive retail & shop insurance quotes for you to select from.
What is business interruption insurance?
Included within your shop insurance quote is business interruption insurance.
Business interruption covers your retail business against those losses that occur following an insured loss. For example, if your retail business suffered a major fire and you couldn't trade, business interruption insurance could pay for your lost earnings or additional costs for this period. For many shopkeepers, this is an essential part of their retail & shop insurance package.
What is public liability?
Public liability is a legal liability to pay damages consequent upon bodily injury, illness or disease sustained by any other person, other than employees, or loss of or damage to their property caused by the contractor. This is included in your shop insurance package with Constructaquote.com.
What is employers liability insurance?
Employers liability insurance is a legal liability to pay damages consequent upon bodily injury, illness or disease sustained by any employee in the course of their employment. You can include this cover as part of your retail & shop insurance.
What establishments are covered?
Shop insurance / retail insurance quotes are available for a wide range of UK businesses, and Constructaquote.com has special policies for:
For more FAQs see our Shop Further FAQs Page