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From an insurance perspective each individual risk is a calculated one.
Insurers will consider many aspects in order to identify what kind of risk you are. Generally speaking, they will consider the following:
Your vehicle group:
All vehicles have a vehicle group that are rated by the Association of British Insurers (ABI), and usually consider the following:
- The value of the vehicle
- How much parts would cost to replace/repair
- Vehicle performance including acceleration and max …Read more
Although the there aren’t very many differences between a courier and a haulier, from an insurance perspective it’s essential that you are able to distinguish which of the two better suits you.
Despite the similarities between the two occupations, the way insurance providers calculate risk differs between the two.
That’s why it’s important to explain the nature of the work you undertake to your insurance provider, in order for them to be able to determine which policy …Read more