If you run a pub, wine bar or cocktail bar, you will know how difficult it can be managing all of the different aspects of this type of business. However, by comparing quotes from a range of top insurers for you, we ensure that buying pub insurance is one area that takes you minutes, as opposed to hours, to complete.

The below are just some of the cover types that you could include with your pub insurance policy:

Buildings and contents insurance

If you own or are responsible for insuring your premises, buildings insurance will cover you if your building was to become damaged as a result of fire, flood, theft or other such risks.

In addition to buildings insurance, you could also include contents insurance with your policy, which covers you if your pub stock or contents are stolen or damaged.

Public liability insurance

Public liability insurance is essential cover for any business that comes into regular contact with clients or members of the public. If a member of the public was to be injured while visiting your pub or wine bar, public liability insurance would cover you in the event of a claim being made against you.

Employers’ liability insurance

If you have employees working for you, you are legally required to have employers’ liability insurance. Every business in the UK that employs staff is required to have at least £5 million of employers’ liability cover in place. If a bar worker was to trip over while carrying empty glasses and break their leg, or sustain a similar type of injury in the workplace, employers’ liability would cover your business against possible legal action.

• Pub insurance – Essential protection for your public house, wine bar or cocktail bar.
• Liability insurance – Public liability insurance cover of up to £2 million.
• Money cover – We include this as standard with our pub insurance policies.
• Employers liability – We provide automatic cover of £10 million.
• Glass cover – We include this as standard.
• Personal assaults in work hours - Now included at no extra cost.
• Flexible cover - Optional extras include:
  • Loss of alcohol licence insurance
  • Goods in transit insurance
  • Legal insurance
  • Business interruption insurance

Please see our Frequently Asked Questions (FAQs) page for further information about this policy.

“Pleased with everything, a polite and professional service – They did everything they said they would do on time.”

VH, Northampton

“Really pleased with the cover and the price! Will be staying with you and wouldn’t dream of moving! I’ll recommend you to all my mates.”

RP, Merthyr Tydfil

Testimonials are not necessarily from clients who purchased this particular product