It’s important to remember the risks involved with being a contractor. Whether you’re an electrical contractor, flooring contractor or cleaning contractor, it’s vital that your business is fully protected should anything go wrong.

Being a contractor will probably see you meeting clients or customers on a regular basis, either on their premises or on your own. Unfortunately, this means your business could be left particularly exposed to liability claims resulting from injury or property damage.

This is why contractors liability insurance is ideal for contractors, as it includes public liability, which protects you against third party claims arising from such incidents. And we provide flexible levels of public liability cover, too, from £1m of cover up to £5m, to ensure your business is sufficiently protected and doesn’t need to pay more than necessary.

Another key type of cover is employers liability insurance, which is compulsory for all UK businesses with employees. This protects businesses in the event that an employee is injured while working. With our contractors insurance policy, you can choose to include employers liability with public liability cover.

• Contractors liability insurance cover - Protect up to 10 employees under one policy.
• Public liability cover - Up to £5 million of cover available.
• Employers liability cover - Up to £10 million of cover available.
• Temporary employee cover - available free of charge under our contractors insurance policy.
• Product liability - Included with public liability cover.
• Tools cover - Available with your contractors insurance policy on request.
• Heat included - Essential protection if you use tools such as blow-torches.
  

“Fantastic! Helpful young gentleman I spoke to. Going to stay with Constructaquote.com for a long while – Very professional service”

PC, Bury St Edmunds

“Over the moon with my commercial insurance. Great value for money – Will be recommending Constructaquote.com to my business colleagues”

RA, Norwich