Contractors Liability Insurance
It’s important to remember the risks involved with being a contractor. Whether you’re an electrical contractor, flooring contractor or cleaning contractor, it’s vital that your business is fully protected should anything go wrong.
Being a contractor will probably see you meeting clients or customers on a regular basis, either on their premises or on your own. Unfortunately, this means your business could be left particularly exposed to liability claims resulting from injury or property damage.
This is why contractors liability insurance is ideal for contractors, as it includes public liability, which protects you against third party claims arising from such incidents. And we provide flexible levels of public liability cover, too, from £1m of cover up to £5m, to ensure your business is sufficiently protected and doesn’t need to pay more than necessary.
Another key type of cover is employers liability insurance, which is compulsory for all UK businesses with employees. This protects businesses in the event that an employee is injured while working. With our contractors insurance policy, you can choose to include employers liability with public liability cover.
Why take out Contractors Liability Insurance with Constructaquote.com?
- Contractors liability insurance cover - Protect up to 10 employees under one policy.
- Public liability cover - Up to £5 million of cover available.
- Employers liability cover - Up to £10 million of cover available.
- Temporary employee cover - available free of charge under our contractors insurance policy.
- Product liability - Included with public liability cover.
- Tools cover - Available with your contractors insurance policy on request.
- Heat included - Essential protection if you use tools such as blow-torches.
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“Fantastic! Helpful young gentleman I spoke to. Going to stay with Constructaquote.com for a long while – Very professional service”
PC, Bury St Edmunds
“Over the moon with my commercial insurance. Great value for money – Will be recommending Constructaquote.com to my business colleagues”
RA, Norwich
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Contractors Liability Insurance - Frequently Asked Questions
Why do I need contractors liability insurance?
As a business owner, you may be exposed to the risks associated with doing contractual work at some point. Whether it is you or your employees going to work at third party sites, you will be responsible for ensuring that you have sufficient contractor liability insurance.
To make life easier, we offer combined contractors insurance that provides both public liability insurance and employers liability insurance.
What about sub-contractors liability insurance?
Many businesses use sub-contractors for different projects. If this is the case for your business, you will need to check that your sub-contractors have appropriate sub-contractor liability insurance. It may be that you will have to take out extra public liability insurance in this instance.
How do I get a contractors insurance policy?
With our easy-to-use online quote engine, you can enter your details once and we will search quotes from our partner insurance companies to find you a range of contractors insurance quotes with a variety of benefits.
Our quotes are arranged in a concise and effective manner, allowing you to make an informed choice as to exactly what contractors insurance cover you would like.
Where can I find the terms and conditions of your contractors insurance policy?
If you click on our main
Liability Insurance page, you can find the policy wordings relating to our contractors insurance policy at the top of the page. These are in PDF format.