Plant & Material Insurance

If you work in the construction industry, it is likely you will carry out contractual site work at some point. Unsurprisingly, this type of work carries with it a high level of risk. In particular, damage to, or theft of, your plant machinery and tools could prove disastrous to the welfare of your construction business.

If something was to happen to the tools and machinery you have hired, not only are you likely to be liable for the cost of the equipment, but also for the rental charges for each day the rental firm is without their machinery. Plant and material insurance covers you against both of these costs should machinery or tools get damaged or stolen.

Also, if your business owns the machinery and tools on site, plant and material insurance can cover you if these are lost or damaged too, even if an accident occurs when they are in transit to the site or on your own premises.

In what is a dangerous and potentially costly environment, a plant and material insurance policy helps you to manage the risks involved and allows you to get on with the job in hand.

Key benefits of a Plant & Materials Insurance policy with Constructaquote.com

Plant and materials - Tools insurance cover for your business.
Property awaiting sale - We can still provide cover in these circumstances.
Hire company charges - Cover for charges in the event of damage to or loss of equipment.
UK cover - Our policy is valid anywhere in the UK and in transit.
Off site storage - This cover is standard with Constructaquote.com.
Free debris removal cover - This is automatically covered with our policy.
Architects & surveyors fees - Automatically covered for 'reinstatement of property'.
Low standard policy excess - Our policies come with competitive levels of excess.

Please see our Frequently Asked Questions (FAQs) page for further information about this policy.

Testimonials

“Nice friendly company – Won’t be changing insurance brokers for a long time, a very good service.”

AR - Caldicot

“Well pleased to deal with a company of such friendly people, I particularly was impressed by the speed with which my paperwork arrived.”

WO - Manchester

Testimonials are not necessarily from clients who purchased this particular product

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Constructaquote.com is a trading title of Moorhouse Group Ltd which is authorised and regulated by the Financial Services Authority. The Financial Services Authority's Register can be accessed through http://www.fsa.gov.uk/register Reg No 308035.

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Products & Services

Liability Insurance – This insurance can provide you with employer’s liability and product liability insurance. We offer a highly competitive standard package with optional extras.
Public Liability Insurance – Public liability is essential insurance for many businesses, especially those working closely with the public. We offer cover of £1m, £2m, £5m, or more on request. Only pay for what you need.
Employers liability insurance - If you have employees working for you, you are legally obliged to have employers liability insurance. We provide you with £10m of employers liability so you can rest assured you’re fully covered.
Shop Insurance – Retail insurance is a package of policies covering employer’s liability, public liability, business interruption and building insurance. Retail insurance is important for any business with premises. We offer a range of policies from top underwriters.
Professional Indemnity Insurance – This type of policy protects your business against claims for loss or damage if you are found to have been negligent in your duty. This is particularly important if your company imparts professional advice. Our policies cover businesses for a range of circumstances and are very competitive.
Restaurant Insurance – Our restaurant insurance packages can be tailored to your specific business needs. We provide you with a range of restaurant insurance options, from liability and business interruption insurance, to money and glass cover.