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- Property awaiting sale - We can still provide cover in these circumstances
- Plant hire company charges - Cover for charges in the event of damage to or loss of equipment
- Off site storage -Standard cover
- Architects & surveyors fees - Automatically covered for 'reinstatement of property'
- UK cover - policy valid in UK and in transit
- Free debris removal cover
- Plant & materials and offsite storage cover
- Low standard policy excess
- JCB's & Diggers - Cover on site or on the road
If you work in the construction industry, it is likely you will carry out contractual site work at some point. Unsurprisingly, this type of work carries with it a high level of risk. In particular, damage to, or theft of, your plant machinery and tools could prove disastrous to the welfare of your construction business.
If something was to happen to the tools and machinery you have hired, not only are you likely to be liable for the cost of the equipment, but also for the rental charges for each day the rental firm is without their machinery. Plant insurance covers you against both of these costs should machinery or tools get damaged or stolen.
Also, if your business owns the materials and tools on site, plant and material insurance can cover you if these are lost or damaged too, even if an accident occurs when they are in transit to the site or on your own premises.
In what is a dangerous and potentially costly environment, a plant and machinery policy will help you to manage the risks involved and allows you to get on with the job in hand.
Please see our Frequently Asked Questions (FAQs) page for further information about this policy.