Commercial Van Insurance - Frequently Asked Questions
Why do I need van insurance?
It’s a legal requirement for you to have insurance cover for your van or commercial vehicles but the levels & cost of this cover are varied. So how can you be sure that you strike the right cost/cover balance? Constructaquote.com provides a range of competitive quotes from a panel of well-known insurers that are tailored to your requirements. The quotes are presented in a clear and simple format, enabling you to easily select which policy is right for you.
For some of our customers, the level of cover chosen may extend far beyond the minimum legal requirements. Constructaquote.com can eliminate the guess-work and reduce the effort associated with ensuring you have specialist cover to enable your business to operate & grow successfully. We provide a fast and efficient service in order to minimise disruptions to your organisation. You’ll receive exceptional van insurance products, which enable you to run your business effectively and maintain an excellent reputation.
So whatever type of van you own, there’s a cost effective insurance policy available through Constructaquote.com.
How do I get a policy?
Simply provide the details we need to tailor your policy to your requirements and we’ll search the competitive quotes available from our panel of leading insurers to get low cost cover for each of your vehicles. Quotes are available for commercial and transit vans as well as for more specific models and camper vans.
What type of vans do the policies cover?
The types of van are:
- Micro/Small/Light van – used to carry small loads or deliveries. Front end is similar to a car, but with a van back, and sometimes with a raised roof
- Medium/Panel van – van derivative of car, looks like the van equivalent with the back windows filled. Load area and cab are joined
- Large/Box van – similar shape to the medium vans with a larger carrying capacity, load area is segregated from the cab
- Pick-up – cab with an open back, where the load is uncovered
Do insurance companies work out the cost of van insurance the same way as car insurance?
When quoting for van insurance there are some slight differences, as insurers have to include some of the following added risks:
- The total weight of the loaded vehicle
- The size, type or nature of the contents carried i.e. hazardous load
- Modifications such as lifting ramps
- Ownership of the contents within i.e. do the goods belong to the vehicle owner?
Do you offer breakdown cover?
Yes, breakdown cover for vans can be arranged please call
08081 68 68 68 to get a quote.
Do the policies cover more than one vehicle?
You can run a quote for as many individual vans as you wish, but if you have more than three vehicles you would benefit from taking out a
fleet policy.
Can you provide insurance cover for couriers?
Yes, our insurers have specific insurance policies set up designed for
couriers. In addition, we can also provide
goods in transit cover to give you total peace of mind.
Do you offer any other types of insurance?
Yes we offer: