Small Business Insurance

Key Benefits

  • Small business insurance - Liability cover to protect your business
  • Compare prices to save more money - Fill out our simple online form and multiple insurers will compete to offer you the lowest price 
  • Huge no claims discounts available - Save money if you have made no claims on your existing policy
  • Public liability included - Cover up to £5 million for your liability to the public 
  • Employers liability included - Up to £10 million available to protect your business
  • Generous employee limits – Cover for up to 10 people under our liability
  • Low policy excess - Most cover sections only £100
Small Business Insurance

Testimonials

“Pleased with everything, a polite and professional service – They did everything they said they would do on time”

VH, Northampton

“Nice friendly company – Won’t be changing insurance brokers for a long time, a very good service”

AR, Caldicot

Testimonials are not necessarily from clients who purchased this particular product

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Small Business Insurance - Frequently Asked Questions

Why do I need small business insurance?

The small business insurance policy is designed to provide public liability insurance for small businesses.  Within your small business liability insurance quote is an option for employers liability insurance which will protect you against injury claims from employees.

How do I get a policy?

Constructaquote.com’s online quote comparison facility means that you simply enter your details once and our panel of insurers will provide competitive small business insurance quotes for you to select from.

What businesses are covered under a small business insurance policy?

The small business policy is designed to provide basic insurance for small businesses such as:
  • Artists
  • Beauticians
  • Car Valeters
  • Computer Repairs
  • Locksmiths
Plus many more.

What insurers offer this policy?

We can offer small business insurance from a panel of top UK insurers including:

What is public liability insurance?

Public liability is designed to protect you against the financial loss of damages to or from members of the public (non employees) as a result of negligence on behalf of you or your company.

What is employers liability insurance?

Employers liability is a legal liability to pay damages to an employee if they suffer bodily injury, illness or disease during the course of their employment.

How do I know if I need employers liability?

It is a legal requirement to have employers liability if you employ any members of staff. This includes temporary workers and trainees.

Constructaquote.com is a trading title of Moorhouse Group Ltd which is authorised and regulated by the Financial Services Authority. The Financial Services Authority's Register can be accessed through http://www.fsa.gov.uk/register Reg No 308035.