Looking for cheaper Office Insurance? Compare prices online
- Office insurance – Get an online quote in minutes
- Public Liability – Cover of up to £5 million
- Employers liability – Up to £10 million
- Office buildings cover – Available with your office policy
- Employee dishonesty - Included as standard
- Business interruption – Up to £25k included
- Computer breakdown – Up to £25k automatically included with your policy
- Personal accident - Included for all employees
- Generous no claims discount
- Product liability available
For most small businesses, the office is a busy environment and can involve a set of risks quite different to those you might encounter at home. With ConstructaQuote.com office insurance cover, you can tailor a policy to suit your exact business needs and therefore only pay for what you need.
The below are just some of the cover types you can include with your office policy:
Building cover
Most offices contain a lot of expensive equipment like computers, printers and photocopiers. As all of these tend to be placed in the same area of a building, the consequences of a burglary could be devastating to your business.
If you own or are responsible for buying office insurance, this optional add-on will cover you should your building be the victim of theft or become damaged as a result of fire, flood or other such risks.
Public liability cover
Public liability insurance is suitable cover for businesses that come into contact with clients or members of the public, both in and out the office. Public liability cover will provide protection in the event of someone making a claim against your business, due to being injured or their property being damaged.
Employers’ liability cover
An office tends to have large numbers of people working in a relatively small space. As such, the office can be prone to personal accidents, which if pursued in court could amount to large compensation claims against your business. Employers’ liability insurance could prove essential in removing this risk.
You are legally obliged to obtain employers’ liability cover if you have any employees working for you. Regardless of size or turnover, it is required that £5 million of employers’ liability insurance is in place.
Please see our Frequently Asked Questions (FAQs) page for further information about our office specific policies.