Frequently Asked Questions - Public Liability Insurance


At Constructaquote.com, we try to answer any questions you might have about the products and services we provide. 

If you find that your question is not answered below, please don't hesitate to contact us direct by using the number at the top of this page, by submitting an enquiry form on the Contact Us page, or by getting us to call you via our 'call back' option.

Public Liability Insurance FAQs

Why do I need to have public liability insurance?

It’s essential to have sufficient public liability insurance cover to protect yourself and your business against claims of negligence resulting in injury to a member of public or damage to property. Failure to do so could result in a legal claim being brought against you and your business for damages in the event of a claim.

How do I get a public liability insurance policy?

Constructaquote.com’s online quote comparison facility means that you simply enter your details once and our panel of selected insurance companies provides competitive public liability insurance quotes for you to select from.

What is public liability insurance?

Public liability is a legal liability to pay damages consequent upon bodily injury, illness or disease sustained by any other person, other than employees, or loss of or damage to their property caused by an individual or business.  Public liability insurance provides cover against such claims.

What is the limit of indemnity for public liability insurance?

The normal limits are £1m, £2m or £5m.  This can be extended up to £10m or more if required.  For this level of cover please call
08081 68 68 68 to discuss your specific needs with one of our dedicated public liability insurance Account Handlers.

What occupations are covered by a public liability insurance policy?

Many types of occupation are included for public liability insurance such as:

Contractors public liability insurance 
Builders public liability insurance
Electricians public liability insurance
Plumbing public liability insurance
Carpenters public liability insurance
Scaffolder public liability insurance
Painters and Decorators public liability insurance
Bricklayers public liability insurance
Demolition public liability insurance
Ground Worker public liability insurance
Gas Fitters' public liability insurance
Glaziers public liability insurance
Plasterers' public liability insurance
Joiners public liability insurance

Constructaquote.com is a trading title of Moorhouse Group Ltd which is authorised and regulated by the Financial Services Authority. The Financial Services Authority's Register can be accessed through http://www.fsa.gov.uk/Pages/register Reg No 308035.