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Working in the construction industry will mean carrying out contractual site work at some point. This type of work involves a high level of risk. A contractors all risk insurance policy is specifically designed to cover such hazards.
Your contract works, the property, plant - both hired and personal, tools and equipment are all subject to fire, theft or damage both on and off site. If something was to happen, it is likely that you will be held responsible and without an all risks insurance policy you will find yourself in real trouble.
A contractors all risk insurance policy is primarily obtained to protect the contract works section. It is often considered most useful if damage to the contract works were to incur. This could result in severe disruption to your business. Also in the event of any plant or materials being stolen, you would be covered to replace them under an all risks insurance policy, subject to terms and conditions.
It is critical to check what your contractors all risk insurance policy covers you for. Never assume that everything is included in an all risks insurance policy, as it could lead to difficulties if a claim was to arise.
constructaquote.com offers the opportunity to purchase a contractors all risks insurance policy tailored specifically for you by choosing exactly the cover you require. A combined policy is also available where everything is covered including public and employers liability
Please fill out our ‘Construct Your Quote’ form and we will supply you with a tailored contractors all risk insurance quote in just a few minutes.