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A clean, fresh-smelling vehicle is always a bonus, which is why it's highly unlikely that a car valeting firm will ever go out of business! That said, valeting companies are potentially in an extremely vulnerable position when it comes to being sued for negligence. Not only do they frequently drive expensive cars as the vehicles travel through the various stages of the cleaning process, if incorrectly applied or spilled, the cleaning compounds can cause permanent damage to upholstery or the paintwork. It's for these reasons that car valeters require insurance cover.
At constructaquote.com, we provide a range of insurance products which have been carefully compiled with the needs of businesses like car valeting in mind. Whether you need public liability cover, employers' liability cover or personal protection, constructaquote has a suitable solution on offer. Car valeting companies may also benefit from some form of premises cover, as there is always a risk that harm could befall the garage or other building from which they operate.
Regardless of the structure of your company or employment status, if you're valeting cars, you're likely to need some form of insurance. Mobile car valeters, who clean cars at owners' homes or businesses, will need personal liability insurance to protect them in the event that they damage property or the vehicle through their actions.
Employers' liability insurance is also an absolute essential. If your car valeting company employs a staff team, employers' liability protects you from negligence claims from your workforce.
For people who own or rent premises from which they conduct their car valeting business, additional cover may be needed. As well as cover in case your premises get damaged, there's also a need to protect any equipment you might have.
The type of car valeting insurance you opt for determines what's covered. Different policies have slightly different wording - check with constructaquote.com to check you've got the level of cover you want.
Public liability insurance: this protects you and your business should someone from the public claim that your business has harmed them in some way. For example, if a customer falls over one of your extension leads or hose pipes, they might try to sue you for negligence.
Employers' liability insurance: in the event that an employee is injured whilst working for you, employers' insurance can cover any compensation and legal costs which are incurred should they try to take you to court for negligence. constructaquote.com are FCA licensed and committed to providing every car valeting service with the cover they need or a competitive price.
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