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Electricians' insurance

Sparking trust and honesty with extensive insurance cover for your business.

Why choose us?

  • Cover for electricians from £60*
  • Ability to offer £10 million of public liability cover
  • Online access to your insurance information
  • UK based contact centre
  • Helping tradesmen insure their businesses since 1990
  • The ability to combine different types of insurance under one quote

*Based on an electrician quoted on a tradesman liability product with a £1million limit of indemnity...

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What is Electrical Contractors Insurance?

While working as an electrical contractor, your work can come with a lot of risks, from the location of your work, the dangers of your profession, as well as the tools you utilise. Electrical contractors insurances gives you cover such as public liability insurance which can cover you for third party injury or property damage.

Should someone suffer from an injury while on your business premises or due to your business operations, or have damage caused to their property, they could sue you for compensation.

This is where public liability insurance steps in by covering the costs (up to £10 million) for legal fees and any financial awards made to the claimant.

You can even have additional options for cover such as tools insurance. If you employ staff for your business then employers' liability insurance is a legal requirement.

What insurance do electrical contractors need?

While working as an electrical contractor, you can find that you can benefit from different kinds of policies.  Public liability insurance can be an important type of cover for your work as an electrical contractor. This type of policy can cover claims for compensation and legal fees. We can offer public liability insurance from £1 million of cover as standard or up to £10 million if required.

As you can find yourself using expensive tools, you can also pick up additional tools insurance cover to protect your tools whilst in transit, 24 hours a day from theft, accidental damage, and fire. (Subject to policy conditions)

Do electrical contractors need professional indemnity?

While representing yourself as an electrical contractor, your customers expect professional knowledge and advice when working for them.

If the quality of your work has fallen short and your customer experiences a financial loss as a result, they may sue you for professional negligence.  If this were to happen, the customer could claim compensation which could result in a substantial sum of money being ordered to pay from you /your business.

Professional liability insurance not only protects you against these claims, but obtaining it can give customers the peace of mind when hiring you, due to the professionalism and standards you’re actively maintaining.


  1. UK based contact centre trained to help you with your insurance queries
  2. Ability to obtain a policy with cover up to £10 million
  3. Flexibility to adapt your policies throughout the year
  4. 30,000+ customers bought from us and trust with their insurance

Read our guides

Read our FAQ's

It’s essential to have sufficient public liability insurance cover to protect yourself and your business against claims of…

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The normal limits are £1m, £2m or £5m. This can be extended up to £10m or more if required.

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Professional indemnity is not a legal requirement. However, when bidding for a contract most companies will…

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The type of legal cover important to you will really depend on your business type. We have produced an in-depth professional indemnity insurance guide that will…

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