What is Bathroom installation insurance?
Each bathroom brings a different challenge to it, new risks and different settings. It can be a varied job with lots to know and you’re expected to work to a standard for your client each time. If you fail to meet this standard, or cause personal injury or property damage, you can land yourself in very hot water.
At constructaquote.com, we can help you find a policy that suits your business needs. So if a third party does make a claim against you, you’re protected. We know each business is unique and comes with different needs and wants when it comes to their policies, which is why at constructaquote.com we deal with insurers that understand the type of cover your type of business may wish to consider.
What can Bathroom installation insurance cover?
There are different policies we can offer to customers looking for cover, such as Public Liability, Goods in Transit, Contractors All Risk, Commercial Legal & Tax investigation and Employers Liability. These can cover different elements of your business needs, and what you would like to cover yourself with. Here is a rundown of each policy.
Public Liability insurance
If your work causes a third party injury or property damage they have the right to make a claim against you. If you have to pay compensation this can include loss of earnings, pain and suffering and damages awarded to the claimant as well as their legal costs.
With Public Liability insurance, you can get cover for up to £10 million for legal fees and any financial awards made to the claimant.
Goods in Transit insurance
When you use tools as a part of your trade, you’ll want to make sure that they are protected from loss or damage when transporting from job to job, some policies also include cover due to theft. Goods in Transit insurance allows you to cover the cost of replacing your equipment (which can potentially be costly) in the event something happens to them.
Commercial Legal & Tax investigation insurance
There’s no getting around it, tax matters are complex and without the know-how, it can be a minefield. Our Commercial Legal and Tax Investigation insurance can help you navigate the world of tax and it’s legalities with services there to help you when you need it. Your policy can even help you follow compliance and regulation through different guides and support. We can even help you find cover for the loss of earnings if you suffer business interruption having to deal with a claim against you.
Employers Liability insurance
If an employee is injured at work or contracts an illness or medical condition as a result of their job, the employer may be ordered to pay compensation for a breach of the common law duty of care owed to that employee. The law currently requires a minimum of £5 million cover to be held. If the employer does not hold the appropriate insurance, he or she may be fined up to £2,500 for every day that the cover is absent. Give your employees peace of mind by getting your business covered.