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Designer professional indemnity insurance

A professional indemnity policy can meet the needs of your profession and gives peace of mind to clients

Why choose constructaquote.com?

  • Designers professional indemnity insurance from £100*
  • Established in 1990, we have years of experience of trading in this specialist sector of the insurance market
  • Your direct access to specialist claims agents who understand the business environment in which you are working
  • Price Match Guarantee 

*Based on a Website Designer rated Type 7. For a limit of indemnity of £50,000 on an Aggregate Claims made basis...

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What is designer insurance?

As a designer, your clients look to you for accuracy and precision at every turn, from the initial pitch and planning stage right through to aftercare and consultancy. In their eyes, you are the expert, and they expect a bespoke service built around their specific needs. Designer insurance is a type of policy that takes the potential risks of your line of work into account, offering specialist cover to protect you against things like compensation claims for when errors or oversights in your work end up costing a client (or anyone else) money.

Unexpected expenses can arise when something to do with your work causes an accident, or when the advice you give leads to a client losing out financially. When so much hinges on your advice and expertise, the probability of this type of problem occurring at some point is relatively high, and designer insurance can protect you against the financial blow these incidents can cause. It's an important safety net for when things go wrong, and there may even be some elements of cover that you are legally required to arrange.


Who needs designer insurance?

There are various types of designer out there, including:

Graphic and Web Designers, Illustrators, Product Designers, Interior Designers.

There are certain risks involved with the work every type of designer does, and this is why designers need special insurance policies built to apply to those specific risks. Unless you can say, with absolute certainty, that there is no possibility of a problem arising from your work, then you are exposed to these risks, and just might be thankful to have taken out designer insurance to front the legal costs and any orders for compensation. Without insurance, your business and personal finances could be at risk.



What does designer insurance cover?

A good designer insurance policy will cover most eventualities that might incur an expense if something goes wrong. For a start, if you employ anyone other than yourself in your business, you are legally required to take out employers' liability insurance. Additionally, you will want professional indemnity insurance to protect you against any eventuality where your designs or advice inadvertently cause financial loss to a client. You may also want public liability insurance, as someone could be injured or property could be damaged whilst you work. There are various other things, like business equipment insurance or business premises insurance, that might be relevant to you, so it's important to do your research and learn what you need before arranging cover.

We understand the varied insurance needs of designers, and offer specialist designer insurance that includes all the necessary cover to protect you against foreseeable eventualities. We have been in the insurance business for nearly 30 years, so you can rest assured that with constructaquote.com you are working with the experts. To get started with your quote, simply fill in the online form and hit 'Start Quote', or dial 08081 68 68 68 and we'll get the ball rolling over the phone.

 

WHY CHOOSE CONSTRUCTAQUOTE.COM FOR YOUR INSURANCE COVER?

  1. Since 1990, we've been helping businesses find the cover they need to stay protected
  2. UK based contact centre trained to help you with your insurance queries
  3. Ability to obtain a policy with cover up to £10 million
  4. Flexibility to adapt your policies throughout the year

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Read our FAQ's

The normal limits are £1m, £2m or £5m. This can be extended up to £10m or more if required. 

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