FAQs - Public Liability Insurance

19/09/2017 16:33:28

At constructaquote.com, we try to answer any questions you might have about the products and services we provide. 

If you find that your question is not answered below, please don't hesitate to contact us direct by using the number at the top of this page, by submitting an enquiry form on the Contact Us page, or by getting us to call you via our 'call back' option.

Why do I need to have public liability insurance

It’s essential to have sufficient public liability insurance cover to protect yourself and your business against claims of negligence resulting in injury to a member of public or damage to property. Failure to do so could result in a legal claim being brought against you and your business for damages in the event of a claim. 

What is public liability insurance

Public liability is a legal liability to pay damages consequent upon bodily injury, illness or disease sustained by any other person, other than employees, or loss of or damage to their property caused by an individual or business.  Public liability insurance provides cover against such claims.

What is the limit of indemnity for public liability insurance

The normal limits are £1m, £2m or £5m.  This can be extended up to £10m or more if required. 

How do I get a public liability insurance policy?

constructaquote.com’s online quote comparison facility means that you simply enter your details once and our panel of selected insurance companies provides competitive public liability insurance quotes for you to select from. You can also call our UK based team free on 08081 686868.