Commercial Van Insurance - Frequently Asked Questions
Why take out van insurance with Constructaquote.com?
It’s a legal requirement for you to have insurance cover for your van or commercial vehicles but the levels & cost of this cover are varied. So how can you be sure that you strike the right cost/cover balance when buying van insurance?
Constructaquote.com provides a range of competitive quotes on van insurance from a panel of well-known insurers that are tailored to your requirements. Our van insurance quotes are presented in a clear and simple format, enabling you to easily select which van insurance policy is right for you.
For some of our customers, the level of van insurance cover chosen may extend far beyond the minimum legal requirements. Constructaquote.com can quickly eliminate the guess-work and our van insurance specialists work quickly to answer your queries and provide you with up-to-date van insurance information.
So whatever type of van you own, there’s a cost-effective van insurance policy available through Constructaquote.com.
How do I get a van insurance policy?
Simply provide us with your details via our online form and we'll obtain a van insurance quotation tailored to your needs. We search our panel of insurers to find you our best van insurance deals. Van insurance quotes are available for commercial and transit vans, as well as for more specific models and camper vans.
Alternatively, phone
08081 68 68 68 to obtain a van insurance quote direct.
What type of vans do your van insurance policies cover?
The types of van are:
- Micro/Small/Light van – used to carry small loads or deliveries. Front end is similar to a car, but with a van back, and sometimes with a raised roof
- Medium/Panel van – van derivative of car, looks like the van equivalent with the back windows filled. Load area and cab are joined
- Large/Box van – similar shape to the medium vans with a larger carrying capacity, load area is segregated from the cab
- Pick-up – cab with an open back, where the load is uncovered
Do insurance companies work out the cost of van insurance the same way as car insurance?
When quoting for van insurance there are some slight differences as insurers have to include some of the following added risks:
- The total weight of the loaded vehicle
- The size, type or nature of the contents carried i.e. hazardous load
- Modifications such as lifting ramps
- Ownership of the contents within i.e. do the goods belong to the vehicle owner?
Do you offer breakdown cover?
Yes, breakdown cover for vans can be arranged please call
08081 68 68 68 to get a quote.
Do the van insurance policies cover more than one vehicle?
You can take out a van insurance quote for as many individual vans as you wish, but if you have three vehicles or more you would benefit from taking out a
fleet policy.
Can I get a discount on my van insurance policy?
Yes. At Constructaquote.com, we understand that it is important to keep the cost of your van insurance down. We currently offer a 10% discount online for your van insurance policy.
Can you provide insurance cover for couriers?
Yes, our insurers have specific insurance policies set up designed for
couriers. In addition, we can also provide
goods in transit cover along with your van insurance cover to give you total peace of mind.
Do you offer any other types of insurance?
Yes, we offer: