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Van Insurance Frequently Asked Questions
What type of vans do the policies cover?
The insurance policies we compare cover all light commercial vehicles up to
7500kg. Due to the large number of manufacturers out in the market now
each van has its own characteristics, so you’ll need to be specific when
entering the details in the information gathering phase of the quote.
The types of van are:
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Micro/Small/Light van – used to carry small loads or deliveries. Front
end is similar to a car, but with a van back, and sometimes with a raised roof
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Medium/Panel van – van derivative of car, looks like the van equivalent with
the back windows filled. Load area and cab are joined
-
Large/Box van – similar shape to the medium vans with a larger carrying
capacity, load area is seggregated from the cab
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Pick-up – cab with an open back, where the load is uncovered.
Do insurance companies work out the cost of Van Insurance the same way as
car insurance?
When quoting for Van Insurance there are some slight differences, as
insurers have to include some of the following added risks:
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the total weight of the loaded vehicle
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the size, type or nature of the contents carried i.e. harzardous load
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modifications such as lifting ramps
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ownership of the contents within i.e. do the good belong to the vehicle owner?
Do you offer Breakdown Cover?
Yes, all policies have comprehensive breakdown cover included free as part of
the premium.
Do the policies cover more than one vehicle?
You can run a quote for as many individual vans as you wish, but if you have
more than three vehicles you would benefit from taking out a fleet policy.
Can you provide insurance cover for couriers?
Yes, our insurers have specific insurance policies set up designed for
couriers. In addition, we also can provide Goods in Transit cover also to
give you total peace of mind.
Do you offer any other types of insurance?
Yes we offer:
- Professional Indemnity
- Fleet
- Plant Road Risks
- Personal Health Plan
- Office
- Commercial / Domestic Let Property
- Income Replacement
- Legal Expenses
- Workshop
No to Ring for these products 08081 68 68 68