Catering insurance is relevant to you if you own or operate a business in the catering industry.
It is unfortunate, but as a caterer you are exposed to a wide range of risks. Poorly prepared food can make people seriously ill and, in severe cases, may even lead to death. And even if you have prepared everything correctly, a third party could still point the finger at you if they become unwell at the same time as eating your food.
Further to this, if you are working with sharp knives, ovens, and other dangerous equipment on client premises, there is a material risk of you injuring a third party. Liability claims can run into thousands of pounds and, if successful, could bankrupt even the most profitable of businesses. It is therefore vital that you carry the right type of insurance to protect your catering business should anything go wrong.
We can offer catering insurance for many types of catering businesses – from mobile catering to catering for buffets and professional events. Included with our catering insurance policy is public liability insurance, which covers caterers in the event that they injure a client/customer or damage their property.
Employers’ liability insurance can also be included as part of your catering insurance package, too. This is compulsory insurance for any UK firm that has employees and covers your business should an employee be injured while working for you.
Catering Insurance – click ‘get a quote’ or call us direct, and we will search our panel of insurers to find you competitive catering insurance quotes.
Huge No Claim Discounts – If you have made no claims on your existing insurance policy we can save you money.
Employers Liability Insurance for Caterers – flexible levels of cover available so you only pay for what you need. Choose from £1 million, £2 million or £5 million.
Public Liability Insurance for Caterers – we provide £10 million of cover as standard to make sure you’re completely covered.
Generous Employee Limits – We can provide cover for up to 10 people under your business insurance policy.
Low Policy Excess – Competitive levels on offer.