Florist shop insurance - Frequently Asked Questions
Why do I need shop insurance?
Florists shop insurance ensures complete peace of mind for your retail business. Within your Florists shop insurance quote we can include public and employers liability cover which will protect you against injury claims to members of your staff or the public entering your establishment.
How do I get a policy?
Constructaquote.com’s online quote comparison facility means that you simply enter your details once and our panel of insurers will provide competitive florists shop insurance quotes for you to select from.
What is business interruption insurance?
Included within your florists shop insurance quote is business interruption insurance. Business interruption covers your retail business against those losses that occur following an insured loss. For example, if your retail business suffered a major fire and you couldn't trade, business interruption insurance could pay for your lost earnings or additional costs whilst you cannot trade. For many florists, this is an essential part of their florists shop insurance package.
What is public liability?
Public liability is a legal liability to pay damages consequent upon bodily injury, illness or disease sustained by any other person, other than employees, or loss of or damage to their property caused by the contractor. This is included in your Florists shop insurance package with constructaquote.com.
What is employers liability insurance?
Employers liability insurance is a legal liability to pay damages consequent upon bodily injury, illness or disease sustained by any employee in the course of their employment. You can include cover to protect your business from your liability to your employees as part of your retail & Florists shop insurance.
What establishments are covered?
Florists shop insurance quotes are available for a wide range of UK businesses and Constructaquote.com has special policies for: