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  • Cover for stock and contents
  • Business interruption insurance included
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Coffee shop insurance

Coffee Shop Insurance is relevant to you if you own or operate a business in the catering industry.

It is unfortunate, but as a caterer you are exposed to a wide range of risks. Poorly prepared food can make people seriously ill and, in severe cases, may even lead to death. And even if you have prepared everything correctly, a third party could still point the finger at you if they become unwell at the same time as eating your food.

Further to this, if you are working with sharp knives, boiling water, and other dangerous catering equipment on client premises, there is a material risk of you injuring a third party. Liability claims can run into thousands of pounds and, if successful, could bankrupt even the most profitable of businesses. It is therefore vital that you carry the right type of insurance to protect your coffee shop should anything go wrong.

We can offer coffee shop insurance for many types of catering businesses – from mobile catering to catering for buffets and professional events. Included with our coffee shop insurance policy is public liability insurance, which covers caterers in the event that they injure a client/customer or damage their property.

Employers’ liability insurance can also be included as part of your catering insurance package, too. This is compulsory insurance for any UK firm that has employees and covers your business should an employee be injured while working for you.

  • Coffee shop insurance – offers essential protection for your coffee shop to give you complete peace of mind.
  • Essential business cover – With our coffee shop insurance policy we offer public liability cover of up to £2 million. We also offer employers liability cover of £10 million as standard.
  • Business interruption insurance – Cover up to £1 million with a coffee shop insurance policy from
  • Standard cover – We include money cover, glass cover and personal assaults in work as standard.
  • Optional extras – Loss of alcohol license, goods in transit and legal insurance can also be added to your coffee shop insurance policy at a competitive price.
  • 24hr helplines - Business emergency assistance helpline for any issues that may arise within your coffee shop business.
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