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Cafe Insurance

Why come to Constructaquote.com for your Cafe Insurance?

Cafe insurance – Constructaquote.com offers essential protection for your cafe business, for that added peace of mind.
Essential cover – With our cafe insurance policy we offer public liability cover of up to £2 million. We also offer employers liability cover of £10 million as standard.
Business interruption insurance – At Constructaquote.com we include £1 million business interruption with our cafe insurance policy.
Standard cover – We include money cover, glass cover and personal assaults in work as standard.
Optional – Loss of alcohol license, goods in transit and legal insurance can be added to your cafe insurance policy for an extra premium.

Testimonials

“Won’t be changing for a while! Absolutely fabulous value and service!”

GM, Beckenham

“Over the moon with my commercial insurance. Great value for money – Will be recommending Constructaquote.com to my business colleagues”

RA, Norwich

Testimonials are not necessarily from clients who purchased this particular product

In addition to Cafe Insurance, you can compare quotes online for:

Cafe Insurance - Frequently Asked Questions.

Why do I need cafe insurance?

Life can be very hectic running a Cafe without worrying about your business insurance cover. Constructaquote compares the market to find your business a Cafe insurance quote that includes benefits such as those above. Constructaquote only works with reputable UK insurers so you can rest assured your business insurance is in safe hands.

Constructaquote cafe insurance policies include fantastic benefits so you can concentrate on running your business in the safe knowledge that you have the necessary insurance cover in place.

How do I get a policy?

To obtain a cafe insurance policy please fill out this simple form and one of our dedicated cafe insurance Account Handlers will be in touch as soon as possible to discuss your business requirements and tailor a cafe insurance policy accordingly.

What is the money coverage benefit and how does it apply?

When operating a Cafe it is likely that you will have large sums of money on the premises at certain times. With this in mind, included within your Cafe insurance policy is cover for:

· Money stored overnight in a safe at your establishment

· Money in transit to the bank

· Money whilst in business hours

Constructaquote will insure these sums of money from £2,500 upwards.

What is glass coverage?

The glass coverage refers to the front of house glass.

What is business interruption insurance?

Business interruption insurance is designed to compensate your cafe for loss of earnings due to not being able to trade. For example, if your cafe was interrupted due to an insured risk, business interruption insurance would be able to compensate for the loss of earnings or additional costs incurred through the loss of trade.

Constructaquote.com is a trading title of Moorhouse Group Ltd which is authorised and regulated by the Financial Services Authority. The Financial Services Authority's Register can be accessed through http://www.fsa.gov.uk/register Reg No 308035.

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Products & Services

Liability Insurance – This insurance can provide you with employer’s liability and product liability insurance. We offer a highly competitive standard package with optional extras.
Public Liability Insurance – Public liability is essential insurance for many businesses, especially those working closely with the public. We offer cover of £1m, £2m, £5m, or more on request. Only pay for what you need.
Employers liability insurance - If you have employees working for you, you are legally obliged to have employers liability insurance. We provide you with £10m of employers liability so you can rest assured you’re fully covered.
Shop Insurance – Retail insurance is a package of policies covering employer’s liability, public liability, business interruption and building insurance. Retail insurance is important for any business with premises. We offer a range of policies from top underwriters.
Professional Indemnity Insurance – This type of policy protects your business against claims for loss or damage if you are found to have been negligent in your duty. This is particularly important if your company imparts professional advice. Our policies cover businesses for a range of circumstances and are very competitive.
Restaurant Insurance – Our restaurant insurance packages can be tailored to your specific business needs. We provide you with a range of restaurant insurance options, from liability and business interruption insurance, to money and glass cover.