Restaurant Insurance

Key Benefits

Restaurant insurance – Essential protection for your restaurant, takeaway or fast food outlet.
Liability insurance – Public liability insurance cover up to £2 million.
Employers liability insurance – Automatic cover up to £10 million.
Business interruption insurance – Standard cover available up to £1 million.
Money cover – Included as standard.
Glass cover – Included as standard.
Personal assaults in work hours - Included as standard.
Optional extras include:
- Loss of alcohol licence insurance
- Goods in transit insurance
- Legal insurance

Testimonials

“Very helpful members of staff – I have been insured with the company for a number of years and will be staying put for a long time to come.”

JE, Clevedon

“Very knowledgeable people and were happy to help me. As well as the general commercial insurance products which were competitive, I was very impressed with the business support product.”

AC, Cardigan

Testimonials are not necessarily from clients who purchased this particular product

Restaurant Insurance - Frequently Asked Questions

Why do I need restaurant insurance?

Life can be very hectic running a restaurant or takeaway business, without having to worry about your business insurance cover. With a Constructaquote restaurant insurance quote, we’ll compare quotes from a range of UK insurance companies for you, saving you time and effort. We only work with reputable insurers so you can rest assured your business insurance is in safe hands.

Constructaquote.com restaurant insurance policies include fantastic benefits so you can concentrate on running your business knowing that you have the necessary insurance cover in place.

How do I get a policy?

To obtain a restaurant insurance policy, please fill out our simple form and one of our dedicated restaurant insurance account handlers will be in touch as soon as possible to discuss your business’ requirements and tailor a restaurant insurance policy accordingly.

What types of licensed trade establishments are covered?

A restaurant insurance policy through Constructaquote can cover all types of establishments, including:

Plus many more.

If you are unsure of whether your business falls under one of these categories, please call one of our dedicated restaurant insurance account handlers on 02920 849 537.

What is the money coverage benefit and how does it apply?

When operating a restaurant it is likely that you will have large sums of money on the premises at certain times. With this in mind, included with your restaurant insurance policy is cover for:

Money stored overnight in a safe at your establishment
Money in transit to the bank
Money whilst in business hours

Constructaquote quotes will insure these sums of money from £2,500 upwards.

What is glass coverage?

The glass coverage refers to your front of house glass.

What is business interruption insurance?

Business interruption insurance covers your business against those losses that occur following an insured loss. If your business was interrupted due to an insured risk (such as a fire), business interruption insurance could pay for your loss of earnings or additional costs for this period.

Constructaquote.com is a trading title of Moorhouse Group Ltd which is authorised and regulated by the Financial Services Authority. The Financial Services Authority's Register can be accessed through http://www.fsa.gov.uk/register Reg No 308035.