Frequently Asked Questions - Pub Insurance


At Constructaquote.com, we try to answer any questions you might have about the products and services we provide. 

If you find that your question is not answered below, please don't hesitate to contact us direct by using the number at the top of this page, by submitting an enquiry form on the Contact Us page, or by getting us to call you via our 'call back' option.

Pub Insurance FAQs

Why do I need pub insurance?

When running a pub, public house / inn, wine or cocktail bar, you want to know that your business has the necessary insurance cover in place in order to comply with UK law. With a Constructaquote pub insurance quote, we’ll compare quotes from a range of UK insurance companies for you, saving you time and effort. We only work with reputable insurers so you can rest assured your business insurance is in safe hands.

Constructaquote.com pub insurance policies include fantastic benefits so you can concentrate on running your business knowing that you have the necessary insurance cover in place.

How do I get a policy?

To get your pub insurance policy, please fill out the form and one of our dedicated pub insurance account handlers will be in touch as soon as possible to discuss your business requirements and tailor a pub insurance policy accordingly.

What types of licensed trade establishments are covered?

A pub insurance policy through Constructaquote can cover all types of establishments, including:
  • Public houses
  • Bars
  • Inns
  • Wine bars
  • Cocktail bars
Plus many more.

If you are unsure of whether your business can be covered by our pub insurance policy, please call one of our dedicated pub insurance account handlers on 08081 68 68 68.

What is the money coverage benefit and how does it apply?

When running a public house, it is highly likely you will be handling large sums of money. Included within your pub insurance policy is cover for:
  • Money stored overnight in a safe at your establishment
  • Money in transit to the bank
  • Money whilst in business hours
Constructaquote.com quotes will insure these sums of money from £2,500 upwards.

What is glass coverage?

The glass coverage refers to your front of house glass.

What is business interruption insurance?

Business interruption insurance covers your business against those losses that occur following an insured loss. If your business was interrupted due to an insured risk (such as a fire), business interruption insurance could pay for your loss of earnings or additional costs for this period.

Constructaquote.com is a trading title of Moorhouse Group Ltd which is authorised and regulated by the Financial Services Authority. The Financial Services Authority's Register can be accessed through http://www.fsa.gov.uk/Pages/register Reg No 308035.