However safety-conscious you may be, when carrying out engineering work there are always great risks involved. As an engineer there are many risks and a significant margin for error. Sometimes mistakes and miscalculations do happen, this is unfortunately part and parcel of engineering and, when they do, it is important to have the correct engineers insurance in place to keep your business and reputation safe. Here at ConstructaQuote we offer a range of great engineer insurance options, specially tailored to meet your needs.
For example, in many engineering roles it is likely that at some point you will be working with heavy materials at height. You will also be working with these materials over areas such as public pathways. If an accident was to occur on site, the results could be devastating to your business.
What Does Engineer Insurance Do?
Engineer insurance is designed to counteract risks like this by including public liability insurance. If a heavy item was to be dropped from a great height and was subsequently to cause injury to a passer-by, or damage third party property, public liability cover would protect you should such a claim arise. Equally, if something should go haywire at the design stage, professional indemnity insurance will be there to safeguard you.
What Should an Engineers Insurance Policy Include?
This very much depends on your role and this is just one reason that ConstrustaQuote’s flexible engineer insurance options are so helpful and cost-effective. Depending on your role you may require public liability insurance, professional indemnity insurance and/or employers’ liability insurance.
If you have employees working for you, employers’ liability insurance protects you if one of your employees sustains an injury, or falls ill whilst working for you. This is, in fact, compulsory insurance for all UK businesses with employees. So, why not include it as part of your engineers insurance package?
Specialist Engineer Insurance from ConstructaQuote
For a great engineers insurance quote, simply fill out the quick and easy quote request form above – one of our team will be in touch shortly to give you a great engineer insurance quote. You can also call us directly for a perfectly fitted quote.
- Generous no claims discount
- Engineers liability cover – includes Employers Liability for your employees
- Public liability cover – Cover of up to £5 million for roofing contractors
- Employers liability insurance – Up to £10 million available
- Product liability available
- Temporary employee cover – 100 days temporary cover available
- Tools insurance – Add this to your policy with ease
- Health & safety discounts – further discounts with a good health and safety record
Please see our Frequently Asked Questions (FAQs) page for further information about any element of our engineer insurance policies. Alternatively for one-to-one advice or guidance just give our specialist team a call.