Painter and Decorator Insurance
There are all sorts of risks involved with being a decorator and, if you don’t have the correct painter insurance, you could be putting yourself and your livelihood in real jeopardy.
As a painter or decorator, you will most likely come into regular contact with a number of expensive properties and items. Whatever the job, whether you’re painting over an old ceiling or putting up new wallpaper, it’s all too easy for accidents to happen. This is where painter and decorator insurance comes in…
What Should a Good Painter Insurance Policy Include?
The public liability aspect of painter and decorators insurance protects you in the event that you injure a client or damage their property whilst carrying out painting and decorating work. Not only does this form of painter insurance cover the liability claim amount, but it also insures you against the associated court costs. For instance, if you were to knock over a valuable antique while decorating a client’s bedroom, you would be covered if they decide to take you to court.
If you have employees, our painter and decorators insurance policy must include employers liability insurance. This protects the business if an employee is injured at work and decides to take legal action. Your painter insurance package legally must include employers’ liability insurance if you take on any staff. It is compulsory for any UK company with employees, so, if you don’t already have it, why not cut down on the paperwork and include it in one handy painter and decorator insurance policy?
Painter and Decorator Insurance from ConstructaQuote
ConstrustaQuote specialise in perfectly tailored insurance quotes which are both comprehensive and affordable. We work with the best providers to get you a fantastic painter insurance quote which includes all the policies you need and none of the ones you don’t. Your ConstructaQuote can be created to include:
- Painter and decorator insurance
Suitable for all types of painters and decorators.
- Liability insurance
Employers liability cover available for up to 10 employees.
- Public liability cover
Cover available up to £5 million as part of your painter insurance policy.
- Employers’ liability cover
Cover of £10 million available.
- Temporary employee cover
ConstructaQuote can offer you cover for temporary employees up to 100 days.
- Tools cover
You can add tools cover to your painter and decorator insurance policy with ease.
To find a fantastic painter insurance quote, simply fill out our quick quote request form above. Alternatively, to discuss painter and decorator insurance with one of our insurance specialists, call now or submit a call back request today.