Business & Liability Insurance
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Frequently Asked Questions - Office Insurance


At Constructaquote.com, we try to answer any questions you might have about the products and services we provide. 

If you find that your question is not answered below, please don't hesitate to contact us direct by using the number at the top of this page, by submitting an enquiry form on the Contact Us page, or by getting us to call you via our 'call back' option.

Office Insurance FAQs

Why do I need office insurance?

Whatever type of office you use, it is vital that you have adequate business insurance cover to protect your business against liability claims arising from both members of the public and members of staff.

If you employ any staff it is a legal requirement to ensure you have employers liability insurance. Also included within this office insurance policy is public liability insurance. Although this is not a legal requirement, it is an important part of any business insurance policy.

How do I get an office insurance policy?

Constructaquote.com’s online quote comparison facility means that you enter your details once and our panel of insurers will provide competitive office insurance quotes for you to select from.

What is business interruption insurance?

Included within your office insurance quote is business interruption insurance.

Business interruption covers your business against those losses that occur following an insured loss. For example, if there is a fire in the office you own / manage. Imagine if your business suffered a major fire and you couldn't trade for 6 months while the damage was repaired - business interruption insurance could pay for your lost earnings or additional costs while you cannot trade. 

Are computers covered under the office insurance policy?

Under the office insurance policy, your computer equipment will be covered for:

  • Breakdown of computer equipment (including laptops)

  • Increased cost of working following a breakdown

  • Any increase in rental charges of computer equipment following a breakdown

For full terms & conditions, please see policy documentation.