Newsagents insurance is important whether you work from the shop or carry out deliveries. Running a newsagents involves many different tasks and responsibilities. This is why your newsagents insurance needs to cover a range of different areas. Your newsagents insurance policy, you may need to include:
Goods in Transit Cover
This form of cover can be included in your newsagents insurance policy to insure your papers when travelling to deliver.
Public liability Insurance
This is important if you have regular face to face contact with customers. If one of these customers were to be injured whilst in your premises they would be entitled to make a claim against you for damages. Public liability newsagents insurance would protect you in such a situation.
Employers’ Liability Insurance
This is essential cover if you have employees working for you. It is a legal obligation to have employers’ liability insurance in place as part of your newsagents insurance if you have staff working for you.
Newsagents Building Insurance
If you own or are responsible for insuring your premises, this optional add-on will cover you should your building become damaged as a result of fire, flood, theft or other such risks.
Newsagents Stock and Contents Insurance
Stock and contents insurance insures you against the same risks as building insurance, but in this case it covers your stock (e.g. papers, magazines, food) rather than your building. This is a key form of newsagents insurance.
Business Interruption Insurance
If your newsagents had to stop trading due to an unexpected occurrence such as a fire, flood or theft, business interruption covers you for any income lost and additional expenditure spent during this period.
Newsagents Shop Money Cover
This covers you if cash is stolen from your premises. It is important to note that ‘money cover’ does not just insure cash, but stamps, postal orders, gift tokens and vouchers too. If you take your newsagents insurance seriously, this is important cover.
Newsagent Insurance from ConstructaQuote
For specially tailored newsagents insurance which protects all the elements of your business you need it to, come to ConstructaQuote for a newsagents insurance quote which meets all of your requirements. We source the best newsagents insurance policies from the best providers to ensure you get all the cover you need with no unnecessary extras.
Newsagent insurance from Constructaquote provides:
- Employers’ liability insurance - As a retail employer this is essential cover
- Employee dishonesty - This cover is included as standard
- 24hr helplines - Business emergency assistance helpline
- Business interruption insurance – Cover up to £1 million
- Buildings insurance available up to £1.5 million
- Stock and contents insurance – Cover up to £500,000
- Flexible cover – Quotes can be adjusted to bring you the cover you need
Fill out our quick quote request form now or call our helpful team for a great newsagents quote.