Electrical Contractors Insurance
As an Electrical Contractor your job will entail inspection, testing and install wiring systems and equipment which has to be checked on a regular basis for safety reasons. The type of electrical work they do depends on their specialist training and experience.
Electrical Contractor install, inspect and test wiring systems in buildings. This may involve stripping out old systems and replacing them with new wiring or may mean installing a new system. In new buildings they follow architects drawings showing where the electrical equipment has to be installed. They may also have to lift floorboards, bend and cut conduit (metal and PVC piping) and fix equipment to walls.
Some electrical Contractor install, maintain and repair electrical equipment used in factories or large manufacturing or engineering companies. This type of equipment in most cases is operated by a 3 phase supply.
We appreciate that this role will mean constant contact with clients and customers, as well as carrying out work on their property/businesses; the potential for accidents to occur is higher than other professions as working with electricity If you were to accidentally injure a client while on their premises or damage their property, the consequences could be devastating. Liability claims can cost companies thousands of pounds, so it is crucial that you can get on with the job in hand without worrying about an accident happening.
Taking out an Electrical Contractor’s liability insurance policy will cover your business against these risks. Public liability insurance is included with the package which covers against damage to the property or injury of a customer.
Employers liability can also be added, if you have employees working for you – whether it be one or five, you are required by law to have Employers Liability of at least 5 Million for each employee to cover you against any claims that may arise while they work for you.
- Electrical Contractors liability insurance- Protect up to 10 employees under one policy.
- Electrical Contractors Professional Indemnity
- Public liability cover - Up to £5 million of cover available.
- Employer’s liability cover - Up to £10 million of cover available.
- Temporary employee cover - available
- Product liability - Included with public liability cover.
- Tools cover - Available with your Electrical Contractors insurance policy on request.
- Heat included - Essential protection if you use tools such as blow-torches.