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Contractors Professional Indemnity Insurance

Why take out Contractors PI Insurance with us?

Professional indemnity insurance for contractors - Essential cover for those giving advice for a fee.
Flexible cover - Up to £1 million available (or more on referral).
Retroactive dates - Our contractors professional indemnity package can include cover for work completed in the past.
Expert assistance - Our team of highly qualified professional indemnity experts are on hand to meet your needs from our UK call centre.
Extra choice - You can choose either an 'aggregate' policy or an 'any one claim' policy to create a contractors professional indemnity package that suits you.
Excellent claims service - Our commitment to your business means you can speak to a qualified claims handler at any time via a 24 hour hotline.

Contractors Professional Indemnity Insurance

Testimonials

“Very good and supportive company. Won’t be moving insurance companies anytime soon.”

BH-W, Wickford

“Over the moon with my commercial insurance. Great value for money – will be recommending Constructaquote.com to my business colleagues.”

RA, Norwich

Testimonials are not necessarily from clients who purchased this particular product

In addition to Contractors Professional Indemnity, you might also consider:

Contractors Professional Indemnity Insurance - Frequently Asked Questions

Why do I need contractors professional indemnity insurance?

Professional indemnity insurance (also known as PI insurance) is an essential cover for anyone who provides advice and other professional services.

As a contractor, it is the nature of the job that you will be exposed to all kinds of claims. Our contractors professional indemnity insurance cover will protect against this risk, covering your business in the event of claims for professional error, omissions, or professional neglect towards a third party to whom you owe a duty of care.

Failing to have professional indemnity insurance will expose you and your company to the risk of being taken to court and sued for a variety of claims such as breach of confidentiality, libel, slander and professional neglect.

How do I get a contractors professional indemnity insurance policy?

To obtain a contractors professional indemnity policy, please complete our online quote form by clicking on the 'Get a quote' button. If there is a policy suitable for you, you can buy this online. Alternatively, you can call us direct on 029 2080 8920 for details on which contractors professional indemnity policy suits you and to make any purchases.

Where can I find the terms and conditions of this policy?

If you click on our main Professional Indemnity page, you can find the policy wordings for our professional indemnity policies at the top of the page. These are in PDF format.

What does the term 'retroactive date' mean?

If you have been working without a professional indemnity policy, we can backdate your professional indemnity insurance policy provided that there are no impending claims against you that you are aware of. For example, if you gave financial advice two months previous but did not have professional indemnity insurance cover at that time, we could supply an annual policy with retroactive cover to include such work.

What other professions can Constructaquote.com cover under its PI policy?

There are many professions that Constructaquote.com can offer Professional Indemnity cover for, and the following are just a few:

Architects professional indemnity insurance
Engineers professional indemnity insurance
Estate Agents professional indemnity insurance
IT Consultant professional indemnity insurance
Accountants professional indemnity insurance
Independent Financial Advisers professional indemnity insurance

Constructaquote.com is a trading title of Moorhouse Group Ltd which is authorised and regulated by the Financial Services Authority. The Financial Services Authority's Register can be accessed through http://www.fsa.gov.uk/register Reg No 308035.

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Products & Services

Liability Insurance – This insurance can provide you with employer’s liability and product liability insurance. We offer a highly competitive standard package with optional extras.
Public Liability Insurance – Public liability is essential insurance for many businesses, especially those working closely with the public. We offer cover of £1m, £2m, £5m, or more on request. Only pay for what you need.
Employers liability insurance - If you have employees working for you, you are legally obliged to have employers liability insurance. We provide you with £10m of employers liability so you can rest assured you’re fully covered.
Shop Insurance – Retail insurance is a package of policies covering employer’s liability, public liability, business interruption and building insurance. Retail insurance is important for any business with premises. We offer a range of policies from top underwriters.
Professional Indemnity Insurance – This type of policy protects your business against claims for loss or damage if you are found to have been negligent in your duty. This is particularly important if your company imparts professional advice. Our policies cover businesses for a range of circumstances and are very competitive.
Restaurant Insurance – Our restaurant insurance packages can be tailored to your specific business needs. We provide you with a range of restaurant insurance options, from liability and business interruption insurance, to money and glass cover.