Carpenters Liability Insurance
While it is no doubt true that most carpenters will put safety first, it’s still important that they take the necessary precautions in case anything does go wrong. Sometimes accidents can appear from nowhere, and these can have dire consequences for smaller carpenter businesses.
Our carpenters liability insurance policy removes this risk. The public liability element of the policy ensures that you are covered should you injure a client or customer, or damage their property. For instance, if, on visiting your carpenters workshop a client trips over some misplaced material, public liability would protect your business in the event that you are taken to court.
With our carpenters insurance policy, you can also combine employers’ liability insurance with public liability. Employers’ liability insurance is compulsory for any business in the UK that has employees. If you don’t already have a policy and you need one, cut down on the paperwork and create one handy package with us.
Key reasons for buying a Carpenters Insurance policy with Constructaquote.com
- Carpenters insurance – Suitable for carpenters and joiners.
- Carpenters liability insurance – Insurance cover for up to 10 employees.
- Public liability insurance – Carpenters and joiners liability cover up to £5 million.
- Employers liability insurance – Cover of £10 million offered as standard.
- Temporary employee cover – Constructaquote.com can offer temporary cover of up to 100 days for manual carpenters and associated trades.
- Tools insurance – Add tools cover to your policy with ease.
- Health & safety discounts – Receive further discounts on your carpenters liability insurance with a good health & safety record.
- Time saving – We search our panel of top insurers to find you our best quote.
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"Great, fast and friendly service – It was easy to use the online quote form and I could compare prices and cover from a number of insurers."
GS, Chester
"Great value for money – will be recommending Constructaquote.com to my business colleagues."
RA, Norwich
Testimonials are not necessarily from clients who purchased this particular product
As well as Carpenters Insurance, you might also like:
Carpenters Insurance Frequently Asked Questions
What is public liability insurance and employer's liability insurance?
Public liability insurance for carpenters covers your business against third party bodily injury or property damage claims resulting from your business operations.
Employer's liability insurance is compulsory by UK law. As a business, if you employ any member of staff, whether it is a contractor, sub-contractor, member of staff or temporary member of staff, it is essential that you have employer's liability insurance. The penalty for not having this in place is up to £2,500 for every day you employ someone without cover.
What levels of indemnity do you offer under a Carpenters liability insurance policy?
We provide £10 million cover for employers liability. For public liability, we offer indemnity limits of £1 million, £2 million or £5 million.
If you feel your business requires a higher level of public liability cover, please contact one of our dedicated account handlers on 08081 686868.
How does the temporary employee benefit work?
If you take a carpenter's liability insurance policy (a combined public and employers liability policy), you will be automatically entitled up to 50 days of temporary employee cover.
How does the health and safety discount work?
If you can prove that you have a good health and safety record, you could be entitled to a further discount on your carpenters insurance policy. For more information on this, please call one of our dedicated account handlers on 08081 686868.