It is essential to have sufficient public liability insurance cover to protect yourself and your business against claims of negligence resulting in injury to a member of public or damage to property. Most customers insist on cover being in place before you can commence work, so its worth being prepared to avoid unnecessary delays.
How do I get a policy?
Constructaquote.com’s online quotes system compares public liability insurance quotes from a number of our partner insurance companies on your behalf, in order that you get low cost cover, immediately. Simply fill in your details and we will compare competitive quotes for you to select from.
What is public liability?
Public Liability is a legal liability to pay damages consequent upon bodily injury, illness or disease sustained by any other person, other than employees, or loss of or damage to their property caused by the contractor.
What is the limit of indemnity for public / products liability?
The limits are usually £1,000,000, £2,000,000 or £5,000,000, however this can go up to £10,000,000 and beyond if required. If you think you need more cover or your needs are very specific, call our specialists on
08081 686868.
Employers liability is a legal liability to pay damages consequent upon bodily injury, illness or disease sustained by any employee in the course of their employment.
How do I know if I need employers liability insurance?
Every business employing staff is required by law to take out employers liability insurance. This includes businesses that employ sub-contractors, temporary workers, and trainees. Employers liability cover is mandatory if you are a limited company.
What is the limit of indemnity for employers liability?
The minimum level required by law is £5 million. However, for added peace of mind all of the policies we supply contain a minimum of £10 million worth of cover, with the ability to increase this limit if required.