Liability Insurance

Key Benefits

Liability - Cover provided for up to 10 people in a business.
Public liability insurance - Cover of up to £5 million (read more on Public Liability Insurance here).
Employers liability insurance - Cover of up to £10 million available.
Temporary cover - Up to 100 manual days cover available.
Product liability - Most of our products offer this as standard.
Tools cover - Available on request.
Heat included - We are able to provide liability insurance even if you use heat such as blow-torches.
Health and safety - Large discounts available for good health & safety records.
Convenient - Enter your details into our quote engine only once to compare many insurance policies.

Testimonials

"Great fast and friendly service – It was easy to use the online quote form and I could compare prices and cover from a number of insurers."

GS, Chester

"Great value for money – Will be recommending Constructaquote.com to my business colleagues."

RA, Norwich

Testimonials are not necessarily from clients who purchased this particular product

Public Liability Insurance - Frequently Asked Questions

Why do I need public liability insurance?

It is essential to have sufficient public liability insurance cover to protect yourself and your business against claims of negligence resulting in injury to a member of public or damage to property. Most customers insist on a public liability insurance policy being in place before you can commence work, so its worth being prepared to avoid unnecessary delays.

How do I get a policy?

Constructaquote.com’s online quotes system compares public liability insurance quotes from a number of our partner insurance companies on your behalf, so you can obtain low cost cover quickly. Simply fill in your details and we will present you with our most competitive public liability insurance quotes for you to select from.

What is public liability?

Public liability is a legal liability to pay damages consequent upon bodily injury, illness or disease sustained by any other person, other than employees, or loss of or damage to their property caused by the contractor.

What is the limit of indemnity for public / products liability?

The limits are usually £1,000,000, £2,000,000 or £5,000,000, however this can go up to £10,000,000 and beyond if required. If you think you need more public liability insurance cover or your needs are very specific, call our specialists on 08081 686868.

What is employers liability insurance?

Employers liability is a legal liability to pay damages consequent upon bodily injury, illness or disease sustained by any employee in the course of their employment.

How do I know if I need employers liability insurance?

Every business employing staff is required by law to take out employers liability insurance. This includes businesses that employ sub-contractors, temporary workers, and trainees. Employers liability insurance cover is mandatory if you are a limited company.

What is the limit of indemnity for employers liability?

The minimum level of employers liability cover required by law is £5 million. However, for added peace of mind all of the policies we supply contain a minimum of £10 million worth of cover, with the ability to increase this limit if required.

What occupations are covered by a liability insurance policy?

Many types of occupation are included such as:
Contractors
Builders
Electricians
Plumbing
Carpenters
Scaffolder
Painters and Decorators
Bricklayers
Demolition
Ground Worker

Constructaquote.com is a trading title of Moorhouse Group Ltd which is authorised and regulated by the Financial Services Authority. The Financial Services Authority's Register can be accessed through http://www.fsa.gov.uk/register Reg No 308035.