Public & Employers’ Liability Insurance
What our customers say...
Public liability insurance should be seen as essential cover, especially if your business comes into regular contact with members of the public or clients. If your business operations were to injure a member of the public or damage their property in some way, public liability insurance would cover you in the event of a claim being made against you.
You are legally obliged to have employers’ liability insurance if you have employees working for you. Every business in the UK that employs staff, regardless of size or turnover, is required to have at least £5 million of employers’ liability cover in place.
Other options
As part of your package you can also include product liability insurance. Any business that manufactures or sells products should consider product liability insurance as essential cover. Product liability insurance covers you against damages awarded as a result of damage to property or personal injury caused by your product.
Even if you don’t physically make a product, if you demonstrate negligence in storing, selling or quality checking an item that contributes to an accident, then your business could be held accountable.
"Great fast and friendly service – It was easy to use the online quote form and I could compare prices and cover from a number of insurers."
GS, Chester
"Great value for money – Will be recommending Constructaquote.com to my business colleagues."
RA, Norwich