Electricians Liability Insurance
As an electrician, it’s important that you are covered should anything go wrong. Whether you have been an electrician for 4 years or 40 years, accidents can always happen when carrying out electrical work.
Included with our electricians liability insurance offering is public liability cover, which protects you in the event that you accidentally injure someone or damage their property. For example, if you damage expensive fittings while carrying out rewiring work on client premises, you would be covered by public liability if that person takes you to court.
Another key cover type that can be included with an electricians liability insurance policy is employers’ liability insurance. This is a legal requirement for any UK business that employs people. It protects both the business and the worker should an employee get injured in the workplace, covering you against potentially costly litigation costs.
For more information about electricians liability insurance, please see below. You can get a competitive electricians insurance quote by clicking ‘get a quote’ online, by calling us direct, or by getting us to call you via our helpful call back option.
Why take out an Electricians Liability Insurance policy with us?
- Electricians insurance - Suitable for electrical contractors.
- Electricians liability insurance - Employers liability available for up to 10 employees.
- Public liability insurance - Up to £5 million available.
- Employers liability insurance - Up to £10 million of cover available.
- Temporary employee cover - Constructaquote.com can offer up to 100 days temporary cover.
- Tools insurance - Add tools cover to your electricians insurance policy with ease.
- Automatic efficacy insurance - Including up to 20% alarm installation.
- Financial loss insurance - Cover of up to £50,000.
- Health & safety discounts - Receive further discounts on your electrical contractors insurance policy with a good health & safety record.
- Time saving - We compare quotes from our panel of top UK insurers to save you time.
|
|
Great, fast and friendly service – It was easy to use the online quote form and I could compare prices and cover from a number of insurers
GS, Chester
Great value for money – will be recommending Constructaquote.com to my business colleagues
RA, Norwich
Testimonials are not necessarily from clients who purchased this particular product
If you're considering Electricians Insurance, you might also like:
Electricians Insurance Frequently Asked Questions
What does electricians efficacy insurance cover me for?
Under the efficacy insurance benefit of the electricians insurance policy will cover you for electrical work such electrical rewiring. We can also cover electricians for alarm installation as long it does not exceed 20% of your overall workload.
What levels of indemnity do you offer under an electricians liability insurance policy?
Under a general electrical contractors insurance policy we can offer indemnity limits of £1 million, £2 million or £5 million. If you feel your business requires a higher level of public liability cover please contact one of our dedicated Account Handlers on 08081 686868. The level of indemnity for employers liability is up to £10 million.
How does the temporary employee benefit work?
If you take an electricians insurance policy (a combined public and employers liability policy) you will be automatically entitled to up to 50 days of temporary employee cover (this can be extended to 100 days with a specialist electricians insurance policy from Aviva).
Can we cover 3 phase electrical contracting work?
If your electrical contracting work requires you to work on domestic or commercial properties you will be working with 3 phase electrics. A Constructaquote.com electricians insurance policy can provide cover for this.