Builders Liability Insurance
If you’re a builder, you’ll probably realise how important it is to have the right kind of insurance in place.
As a builder, it is likely you'll carry out a wide range of jobs. This could see you climbing high ladders, lifting heavy equipment, or decorating expensive properties. While there is always likely to be an element of danger involved in such an occupation, the potential legal repercussions of you injuring a third party or damaging their property should not be taken lightly.
Whether you work on a construction site or on private property, an accident could result in a hefty compensation sum being awarded to a third party. Public liability insurance from Constructaquote.com protects you against this risk – covering you for £1m, £2m or £5m worth of damages. And with our comprehensive builders’ insurance package, we offer you the chance to cover your tools as well.
If you have employees working for you, it’s vital that you have employers’ liability insurance too. Compulsory under UK law, employers’ liability insurance protects your business against claims brought against it by employees injured or made ill while working for you. If this is required, why not cut down on the paperwork by including both public liability and employers’ liability together in one handy policy?
Why choose us for your Builders Liability Insurance?
- Builders insurance - Suitable for builders and building contractors.
- Builders liability insurance - Cover available for up to 10 employees.
- Public liability insurance - Up to £5 million of builders liability insurance cover available.
- Employers liability insurance - Up to £10 million of cover available.
- Temporary employee cover - Constructaquote.com can offer up to 100 days temporary cover for manual builders and tradesmen.
- Tools insurance - Add tools cover to your builders insurance policy with ease.
- Health & safety - Get rewarded with large discounts for a good health and safety record.
- Time saving - We’ll search our panel of top UK insurers to save you time.
|
|
Great, fast and friendly service – It was easy to use the online quote form and I could compare prices and cover from a number of insurers
GS, Chester
Great value for money – will be recommending Constructaquote.com to my business colleagues
RA, Norwich
If you're thinking about Builders Liability Insurance, you might also consider:
Builders Insurance - Frequently Asked Questions
What level of builders liability insurance does Constructaquote offer?
For a general builders insurance policy we can vary the limits to suit your individual needs. The usual limits are £1 million, £2 million or £5 million. However, if you feel your business requires more than this, please call one of our dedicated account handlers on
08081 686868.
If you employ any member of staff, contractor or sub contractor, it is essential that you have employers liability insurance. Not having sufficient cover is against UK law and a business can be charged up to £2,500 for every day that they employ someone without such cover.
How does the temporary employee benefit work?
If you take out a general builders liability insurance policy (a combined public and employers liability policy), you will be automatically entitled to up to 50 days of temporary employee cover (this can be extended to 100 days with a specialist builders insurance policy from Aviva).
How does the health and safety discount work?
If you can prove that you have a good health and safety record, you could be entitled to a further discount on your builders liability insurance policy. For more information on this, please call one of our dedicated account handlers on
08081 686868.