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Managing all the different aspects involved with running a pub can be very difficult. In a hectic pub environment the risk of accidents and mistakes can be extremely high. We want to provide you with a simple, straightforward policy so that you can be sure that pub insurance is the last of your worries.
A constructaquote.com pub insurance quote can be tailored specifically to meet your business needs. Below are just some of the cover types that could be included within your pub insurance policy:
Buildings and Contents Cover
If you own or are responsible for insuring your premises, buildings insurance will cover you if your building is damaged as a result of fire, flood, theft or other such risks. In addition to buildings cover, you could also include contents insurance with your pub insurance policy. This covers you if your stock or contents are stolen or damaged.
Public Liability Cover
Public liability insurance should be essential cover for any pub as it will most definitely come into regular contact with members of the public. If a member of the public was to incur an injury at your pub as a result of its operations, then public liability would cover you in the event of a claim being made.
Employers’ Liability Cover
If you have employees working for you, you are legally required to have employers’ liability insurance. Every business in the UK that employs staff is required to have at least £5 million of employers’ liability cover in place. If a bar worker was to trip over while carrying empty glasses and break their leg, or sustain a similar type of injury in the workplace, employers’ liability would cover your business against possible legal action.
A typical constructaquote.com pub insurance quote will include the following:
Optional extras for your pub insurance include:
Please see our Frequently Asked Questions (FAQs) page for further information about this public house insurance policy or contact one of our experienced pub insurance advisors.